Being Financially Independent As A College Student

Being Financially Independent As A College Student

What I've learned and why I'm grateful
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Budgeting and being aware of how to spend and save money can be difficult, especially when you are a young college student who is discovering what freedom and being independent is like for the first time. Not only is college expensive but as kids and teenagers most of us do not realize the high cost of our everyday essentials, entertainment and activities, so when we reach that independence its sometimes hard for us to have to spend all of our money on these things and for us to be a responsible adult.

At 18, I'm a financially independent college student. I've already started making payments towards my student loans, pay a portion of my phone bill, and pay for all of my sorority fees out of pocket. On top of this I am financially responsible for buying my everyday expenses, such as food, toiletry items, gas, etc. As a student at a large university who is very involved, it's sometimes difficult to have so much responsibility.

Having to be this independent isn't necessarily a bad thing though, in fact, I prefer it this way. I'm actually grateful my parents aren't paying for my college and that I have to be independent. I feel more prepared for when I graduate and am completly independent and have rent, bills and countless other expenses. I've also been able to grasp something many people my age and even older than I have not. The value of money and how to properly manage it.

I believe that this is so hard for most people to save and budget because we are constantly surrounded my temptation to spend money. Everywhere you go you're almost required to spend money and if not, there is always something catching you're eye that you know you don't need but you want. For me, the easiest way to fight that temptation is to write out my expenses, budget and savings plan and to constantly look at my finances as a reminder that there are more important things to be spending my money on.

I see so many of my peers go out and waste all of their money every week, while I choose save and work to pay for college while I am still a student. Many students now days take out loans knowing that they don't have to be paid off until after they graduate so they don't worry about all the money their spending. For me, I would rather be a broke college student that works all the time than be paying off my student loans for the next 20 years of my life.

While I made the decision to pay for my education while still a student, it is no easy task. I work most days in between my classes, which means I have to make sure I have enough time study and do any assignments. On top of school and work, I also have manitory events and meetings in my sorority.

All of this makes my life a little more stressful than the average college students. Regardless of the stress and the extra work though, I'm grateful for my financial independence and I feel that I am better prepared for the "real world" and for what ever life throws at me.

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To The Nursing Major During The Hardest Week Of The Year

I know that no grade can possibly prove what kind of nurse you will be. I know that no assignment will showcase your compassion. I know that no amount of bad days will ever take away the empathy inside of you that makes you an exceptional nurse.

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To the Nursing Major During Finals Week,

I know you're tired, I know you're stressed, and I know you feel like you can't go on. I know that no part of this seems fair, and I know you are by far the biggest critic of yourself. I know that you've thought about giving up. I know that you feel alone. I know that you wonder why in the world you chose one of the hardest college majors, especially on the days it leaves you feeling empty and broken.

But, I also know that you love nursing school. I know your eyes light up when you're with patients, and I know your heart races when you think of graduation. I know that you love the people that you're in school with, like truly, we're-all-in-this-together, family type of love. I know that you look at the older nurses with admiration, just hoping and praying that you will remain that calm and composed one day. I know that every time someone asks what your college major is that you beam with pride as you tell them it's nursing, and I know that your heart skips a beat knowing that you are making a difference.

I know that no grade can possibly prove what kind of nurse you will be. I know that no assignment will showcase your compassion. I know that a failed class doesn't mean you aren't meant to do this. I know that a 'C' on a test that you studied so. dang. hard. for does not mean that you are not intelligent. I know that no amount of bad days will ever take away the empathy inside of you that makes you an exceptional nurse.

I know that nursing school isn't fair. I know you wish it was easier. I know that some days you can't remember why it's worth it. I know you want to go out and have fun. I know that staying up until 1:00 A.M. doing paperwork, only to have to be up and at clinicals before the sun rises is not fair. I know that studying this much only to be failing the class is hard. I know you wish your friends and family understood. I know that this is difficult.

Nursing school isn't glamorous, with the white lab coat and stethoscope. Nursing school is crying, randomly and a lot. Nursing school is exhaustion. Nursing school is drinking so much coffee that you lose track. Nursing school is being so stressed that you can't eat. Nursing school is four cumulative finals jam-packed into one week that is enough to make you go insane.

But, nursing school is worth it. I know that when these assignments are turned in and finals are over, that you will find the motivation to keep going. I know that one good day of making a difference in a patient's life is worth a hundred bad days of nursing school.

Keep hanging in there, nursing majors. It'll all be worth it— this I know, for sure.

So, if you have a nursing major in your life, hug them and tell them that you're proud of them. Nursing school is tough, nursing school is scary, and nursing school is overwhelming; but a simple 'thank-you' from someone we love is all we need to keep going.

Sincerely,

A third-year nursing student who knows

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From The Girl Who Is Tired Of Being An 'Almost'

No one wants to be a second choice, let alone no choice at all.

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It's no secret that the dating scene in 2019 is hard, romance is basically dead. You can order up a partner faster than a pizza from dominos. Men rarely approach woman anymore, and if they do it seems to only be for one night stands, not for the genuine interest of getting to know someone.

Like most other singles, I'm out of ideas and don't know how to land a stable relationship in this age of false intentions and no commitment.

I've been told about every line in the book on why it doesn't happen because of me like for example; I want too much or am too "serious," or my favorite is that I expect things too soon, but all I actually want is a guy who is honest, loyal and devoted to me. Is that really too much to ask? Seriously?

I've had endless "almost" boyfriends, I've almost become what they wanted. I almost had what I thought I really wanted at the time. However, each failed fling was just one more added instance where I became an "almost" or the "stepping stone girl" aka the girl guys were with before they found their "person" and for the longest time, I didn't care.

I just struck it down as male immaturity that would end in a year, a couple at most, but unfortunately, I think I was wrong and do not see it changing any time soon.

At almost 21 years old and still a little single pringle, I for one am just tired of it all. I'm tired of being peoples almost. I'm tired of being lead on or drop me like an old news article by the end of the week. It's a never-ending cycle.

If your intentions are to just use a girl, DON'T. Stop getting our hopes up and just leave her alone.

And don't get me wrong, I'm not letting my relationship status define my worth or the quality of the life I'm living. Thus far I've done everything on my own and I know I can achieve the goals I have set for my life alone.

If a guy wants to pursue me, and I mean truly pursue me, then great if not I'll just continue to thrive on my own. I've never been the girl who needed a man. I definitely want one, but don't get me wrong I will not be devasted without one.

But in all honesty, why me? Why do guys only see me as an almost? Why am I not worthy enough to be something more than that to someone? Why do they lead me on just to drop me in a few weeks like it was nothing and then in a couple of weeks end up getting serious with someone else? I'm just truly baffled.

I just feel like the odd one out. I would love nothing more than to have a partner, share all life's moments with. Someone who will be there with me through it all and kiss, hug, and love me. Even something as simple as walking downtown holding hands with someone would be a dream to me.

Life is short, I want young love. I want all that a relationship entails, the good and the bad. It's just frustrating being the only single one in your group, listening to everyone's relationships and having nothing to contribute because what you experience isn't even real.

I don't believe in "almost" you either want to be with someone or you don't. It's black and white and maybe I just don't understand but if you did want to be with someone why not truly give it a chance?

But until people figure their stuff out, I will gladly sit back, be single and wait until someone is truly ready and makes it worth trying because I will not be someones "almost" again. I'm not just a little stop on the way, I am the destination.

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