As a young woman, I am positive that we have all have heard that phrase at least once or twice in our lifetime. Growing up, I know that my parents always responded with that phrase whenever my wants and needs were expressed. I am not saying that it is necessarily bad to marry into wealth, however, here is why it is not necessary:

1. You can't buy love.

A designer handbag would be great, or even a vacation to the Bahamas. However, if there isn't another type of attraction besides the numbers that are shown in the bank account, say goodbye to the idea of a future together.

2. Money is a temporary object.

We earn it, we spend it, or we completely lose it all. Nowadays, women work for their money in the event of a "just-in-case-my-husband-leaves-me-or-something-happens" scenario. At any given point in time, all the assets can be taken from you. There is actually a reason we go to college to get a higher education that doesn't involve receiving the "Mrs." degree. It is also very sad to think that we would be spending obscene amounts of our money just to find a wealthy man.

3. You'll lose touch with reality.

Not everyone marries or dates someone solely for their income. This would cause the barrier between you and anyone one else from the working class. Oh, you just bought yourself a brand new Mercedes in cash? That other person can't begin to relate on that level of wealth based on their educational background of wanting to become a teacher.

4. Some of us just really aren't that great at being the "Domestic Goddess."

I know that for myself, I do not find joy in cooking and would rather not do it all day long if I can avoid it. Therefore, this would make becoming a trophy wife extremely difficult. The general population underestimates the role too often. That said, it is also a job to be your man's "prized possession".

5. We do not want to feel like we owe our partners anything.

Money is a form of power to some which can also cause manipulation.This is where the relationship fails. Women should not have to feel like they are in lifelong debt to their partner. Equality can easily become non-existent when one side of the relationship feels like they have to pay their dues so they can receive a daily allowance.

6. We'll never be his top priority.

The wealth has to be made somehow. That means business trips, conference calls, last minute office runs and a shortfall of romance because he can no longer give his attention to you for half a second without distraction. Suddenly, the company gets more face to face time with your significant other instead of you.

For a lack of better words -- sorry mom, I actually don't need to marry rich. What all women want and need is something that can't have a price put on it. We want a hard working, love giving, passionate husband. If we really want that nice Michael Kors wallet, I am 100 percent sure we will find a way to get it without the help of a wealthy husband.