What would I do if I won the lottery?

This is one of those questions that everybody gets asked at least once in their lives. There are many things one can do with lottery winnings. The possibilities are almost infinite. At this point in my life, these are the things I would like to do should I ever win the lottery

1. Pay off my credit cards.

My primary goal with any and all forms of income I receive is to pay off my credit card balances. The quicker I can pay down those credit cards, the higher my credit score will go back up. Something such as lottery winnings would be a quick and easy way to cross paying these credit cards off this list.

2. Pay off my student loans.

One thing that I am not looking forward to dealing with after earning my Bachelor’s degree this summer is having to pay back my student loans. Being an adult student in an online General Studies degree program in a school in another state makes it that much harder to find any applicable scholarships to apply for.

3. Quit my current job.

Who would not enjoy some time away from having to work? Having no bills to pay, even for a temporary amount of time, would better allow one to consider taking some time off to keep what is left of their sanity.

4. Purchase a better Wi-Fi system for my house.

One of the most frustrating things I deal with at my house is that with the Wi-Fi router downstairs on one side of the house, and with my room upstairs on the other side of the house, is that Wi-Fi signal is not great at all. Any decent solution to this issue is an easy $100-$400, which I would rather not have to fork over, especially right now.

5. Put more money into my savings account.

Your money will not save itself without some start. I have an online savings account, which has a higher rate than a savings account in a bank such as Chase and is also more difficult to access funds. Even if you have a savings account at your local bank, you should start one either way, as having some savings is better than having none at all.

6. Also, start and fund a 401k.

If by some miracle I live to be old enough to retire, the minimum age which will likely be in the 70s by then, I will need a financial net set up.

7. Invest more in stocks.

Stocks can be another great way to set some money aside for savings purposes. However, unlike a typical savings account, shares can change a value in an instant, so do not put all of your savings in there unless you like to live dangerously.

8. Give more tithes to my church.

As an unofficial rule of thumb, one is to donate ten percent of their income to their church. I know that I have not given even close to that much money to my church, mainly because I cannot spare that much.

9. Purchase more professional clothing.

With my work’s dress code changing and becoming stricter, I now have to worry about buying more clothes, which is one of the last things I want to be bothered with. Not to mention if I have a job interview for a new job, I will need more professional attire.

10. Undergo a weight loss treatment.

With a newer fat freeze treatment available, especially since this particular procedure eliminates the need for surgery, I have been eager to give it a shot, which is not exactly something that is cheap.

11. Buy more video games.

There are many video games I would like to play. With both time and money not being on my side, my options are rather limited. Even having a few hundred dollars would make a significant difference here.