3 Ways to Save Money on Utilities During Winter

3 Ways to Save Money on Utilities During Winter

As college students or young adults, we're always looking for ways to save some extra money each month. Here's how you can keep your house warm without spending a fortune on heating this winter.

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Don't leave your heater blasting for the next two months and pay a ton of money to the utility company. Here are three ways to keep warm and save money.

Make Sure Your Heating System Is Performing Optimally

Your heating system is what will keep your house warm throughout the winter months, but don't pay a ton of extra money because your system is working harder to heat your home. If your heating system is working at its best, it will save you a ton of money during the winter. If you think your system isn't working properly, you can have professionals come out and take a look.

Keep Your Home Insulated

Insulation helps to keep your home warm without using extra heat. By keeping your home insulated, you can save a fortune on utilities because your heating system will be doing a lot less heating. If you don't want to pay for insulation, you can do small things around the house to keep it warmer. Keep the curtains closed all the time to hold in heat. Have the fans turn the opposite way to circulate warm air. These small things can really make a difference.

Bundle Up

Instead of jumping straight to turn the heater on when it gets a bit cold in your home, bundle up with a sweater, sweatpants, and a blanket first. Keep yourself warm using comfy clothing instead of paying money to heat your home. You'll still feel just as toasty, and you'll see a big drop in your monthly utility bill from not using the heater as much.

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Troy University Needs to Realize That There Are More Students Than Greek Life And SGA

"In unity, there is strength." - Riverdale

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At Troy University, there are three groups present on campus: those that are Greek, those that are a part of the Student Government Association, and those that are don't affiliate with either.

During my search for a college to attend, one of my stipulations was that I didn't want Greek life to be the only dominant force on campus (along with things such as cost, location, majors offered etcetera). Troy University boasts a Greek population of only 20% and this number intrigued me because, at many schools, it seems to be a higher percentage of students. However, after attending Troy University for a little over a semester now, I doubt this number because every time I turn around, another student is telling me about what sorority they are a member of, or about what fraternity they are a member of on campus.

And, admittedly, prior to the first SGA election, I was pretty clueless as to what SGA was because SGA was not a big deal at my high school. To be more truthful, I didn't understand the full extent of SGA until now while the SGA presidential race is happening.

Greek life isn't bad and those that are a part of Greek life aren't bad. The SGA isn't bad and those that are a member of the SGA aren't bad. It just feels like Greek life and SGA goes hand-in-hand for those that are independent and makes being involved on campus that much harder.

Those who ran for SGA will promote the fact they are a part of a sorority or fraternity, and thus, represent the student body; however, if only 20% of Troy's campus is Greek, how is this true? Something like this is what I mean. There's a lack of awareness that there is more to this campus than SGA and Greek life.

There just needs to be more attention brought to the lack of awareness of those who aren't Greek nor SGA.

For example, during Homecoming, independent organizations participated with the frats and sororities in events such as chalk the quad and making banners. Not one independent organization was promoted for chalk the quad, and I know, as a member of an independent organization, we had to ask to be recognized for winning a place for our banner. I am grateful that we were at least recognized but it shouldn't feel like fighting a war to be recognized alongside Greek organizations for completing the same activities.

This is an open plea to the new SGA President -- bring students together, all students because that is what will make Troy University a stronger college.

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3 Ways You Can Save Money as a Young Adult

Whether you're in college or trying to make it out in the "real world", it's important to save money in any way you can.

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Don't fall into a hole of debt as a young adult. Start making smart financial decisions and save money from the get-go. Here are some simple ways you can start saving money.

Start Budgeting

The most important thing you can do to save money is to start budgeting. Create a budget where you can lay out on paper how much you're making, how much you have to spend on necessities (rent, groceries, gas), and see how much is left. From what is left over, determine how much you should be saving per month. If you can save 25% of your paycheck, that's a great way to start an emergency fund. However, many people who are just starting out can't save that much, so just do what you can. Have a set amount of money per month for non-essentials and pleasure, such as eating out at nice restaurants, going to events, etc. By sticking to your budget, you won't fall into debt and you'll be saving at least a little bit of your income each month.

Make Smart Investments

It may seem difficult to start thinking about investing money when you don't have a ton to begin with, but you can start small and work your way up. Investing money will allow you to start making a passive income down the line, which means you'll be saving money without working any extra. You can make investments in the stock market, or by purchasing things that will save you money directly. For example, you could invest in solar panels which will end up saving you a ton of money down the line on utilities.

Pay Off Your Debt 

Many young adults are in debt, especially if they went to college and had to take out student loans. The key to not falling even deeper in the hole is by paying off your debt as fast as possible. This may mean you need to cut out some pleasure purchases such as a trip to Europe or even just not going out to dinner often. The faster you can pay off debt, the more money you'll save by not paying interest on your credit cards or student loans down the line.

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