Don't worry too much, everyone goes through this struggle as well and you will survive the season of Christmas! Just follow these tips to slay that budget and you are golden.
Make a list
This is really the first step. Write down every person you need to get a gift for and how much you will be spending on each. Next, choose a gift that fits in that budget, write down when sales will occur, etc.
Use sites that give you cashback
Yes, there are sites that do this and no, they are not a scam. My mom has gotten me into the world of ebates.com which gives you a certain percentage of money back when you shop through them. And we have gotten our money back from them that was promised in the form of a check, so shop away.
Pay attention to sales
Many stores have tons of sales on items they know people will be buying, so make sure to keep your eye out for certain items that you are looking to buy for that someone on your list.
Perhaps brave Black Friday
I will be going Black Friday shopping for the first time this year so I really have never experienced it, but even if you go later in the day when it isn't as insane as they make it seem you could get some killer deals. Everyone always raves about prices so this may be a good idea for some bigger ticket items.
Do a group gift for those bigger items
If you want to buy something a little out of your price range, maybe tag team the gift so you can get more than what you might be able to give. This is also a good idea for teacher gifts and a way to include everyone in that person's life.
Look at all the stores selling the gift on your mind
Many times different stores have different prices, some drastic and some that will still leave your wallet feeling a tiny bit heavier than if you purchased somewhere else. Do your research and make sure you shop smart!
Use cashback cards, if you are able to
Going along with the point above about cashback websites, some credit cards will reward you with cash back for spending. Look into those companies and see if the benefits include cash back. This will also up your credit score if you do it right.
Enforce your budget
This is one of the most essential parts to sticking to your budget, if you don't be strict with yourself you will go over. Make sure that you don't give in, you will get through this Christmas spending.
Talk about gifting with people before
Yes, I know this could be a potentially awkward situation, so feel it out first. You don't want to be buying a gift for someone and them not know you were exchanging this year. You also don't want to force someone into buying a gift if they do not have the means, vice versa. Just be transparent and figure out who you will be exchanging gifts with and who not.
