How To Budget For Christmas
Start writing a post
Christmas

9 Ways To Slay Your Budget This Christmas

Allow me to introduce you to cashback.

112
person sorting through money in wallet by laptop with headphones

Don't worry too much, everyone goes through this struggle as well and you will survive the season of Christmas! Just follow these tips to slay that budget and you are golden.

Make a list

This is really the first step. Write down every person you need to get a gift for and how much you will be spending on each. Next, choose a gift that fits in that budget, write down when sales will occur, etc.

Use sites that give you cashback

Yes, there are sites that do this and no, they are not a scam. My mom has gotten me into the world of ebates.com which gives you a certain percentage of money back when you shop through them. And we have gotten our money back from them that was promised in the form of a check, so shop away.

Pay attention to sales

Many stores have tons of sales on items they know people will be buying, so make sure to keep your eye out for certain items that you are looking to buy for that someone on your list.

Perhaps brave Black Friday

I will be going Black Friday shopping for the first time this year so I really have never experienced it, but even if you go later in the day when it isn't as insane as they make it seem you could get some killer deals. Everyone always raves about prices so this may be a good idea for some bigger ticket items.

Do a group gift for those bigger items

If you want to buy something a little out of your price range, maybe tag team the gift so you can get more than what you might be able to give. This is also a good idea for teacher gifts and a way to include everyone in that person's life.

Look at all the stores selling the gift on your mind

Many times different stores have different prices, some drastic and some that will still leave your wallet feeling a tiny bit heavier than if you purchased somewhere else. Do your research and make sure you shop smart!

Use cashback cards, if you are able to

Going along with the point above about cashback websites, some credit cards will reward you with cash back for spending. Look into those companies and see if the benefits include cash back. This will also up your credit score if you do it right.

Enforce your budget

This is one of the most essential parts to sticking to your budget, if you don't be strict with yourself you will go over. Make sure that you don't give in, you will get through this Christmas spending.

Talk about gifting with people before

Yes, I know this could be a potentially awkward situation, so feel it out first. You don't want to be buying a gift for someone and them not know you were exchanging this year. You also don't want to force someone into buying a gift if they do not have the means, vice versa. Just be transparent and figure out who you will be exchanging gifts with and who not.

Report this Content
This article has not been reviewed by Odyssey HQ and solely reflects the ideas and opinions of the creator.
Adulting

Unlocking Lake People's Secrets: 15 Must-Knows!

There's no other place you'd rather be in the summer.

934586
Group of joyful friends sitting in a boat
Haley Harvey

The people that spend their summers at the lake are a unique group of people.

Whether you grew up going to the lake, have only recently started going, or have only been once or twice, you know it takes a certain kind of person to be a lake person. To the long-time lake people, the lake holds a special place in your heart, no matter how dirty the water may look.

Keep Reading...Show less
Student Life

Top 10 Reasons My School Rocks!

Why I Chose a Small School Over a Big University.

111181
man in black long sleeve shirt and black pants walking on white concrete pathway

I was asked so many times why I wanted to go to a small school when a big university is so much better. Don't get me wrong, I'm sure a big university is great but I absolutely love going to a small school. I know that I miss out on big sporting events and having people actually know where it is. I can't even count how many times I've been asked where it is and I know they won't know so I just say "somewhere in the middle of Wisconsin." But, I get to know most people at my school and I know my professors very well. Not to mention, being able to walk to the other side of campus in 5 minutes at a casual walking pace. I am so happy I made the decision to go to school where I did. I love my school and these are just a few reasons why.

Keep Reading...Show less
Lots of people sat on the cinema wearing 3D glasses
Pinterest

Ever wonder what your friend meant when they started babbling about you taking their stapler? Or how whenever you ask your friend for a favor they respond with "As You Wish?" Are you looking for new and creative ways to insult your friends?

Well, look no further. Here is a list of 70 of the most quotable movies of all time. Here you will find answers to your questions along with a multitude of other things such as; new insults for your friends, interesting characters, fantastic story lines, and of course quotes to log into your mind for future use.

Keep Reading...Show less
New Year Resolutions

It's 2024! You drank champagne, you wore funny glasses, and you watched the ball drop as you sang the night away with your best friends and family. What comes next you may ask? Sadly you will have to return to the real world full of work and school and paying bills. "Ah! But I have my New Year's Resolutions!"- you may say. But most of them are 100% complete cliches that you won't hold on to. Here is a list of those things you hear all around the world.

Keep Reading...Show less
Lifestyle

The Ultimate Birthday: Unveiling the Perfect Day to Celebrate!

Let's be real, the day your birthday falls on could really make or break it.

61610
​different color birthday candles on a cake
Blacksburg Children's Museum

You heard it here first: birthdays in college are some of the best days of your four years. For one day annually, you get to forget about your identity as a stressed, broke, and overworked student, and take the time to celebrate. You can throw your responsibilities for a day, use your one skip in that class you hate, receive kind cards and gifts from loved ones and just enjoy yourself.

Keep Reading...Show less

Subscribe to Our Newsletter

Facebook Comments