Seasons Change: A Poem

Seasons Change: A Poem

There's certainty even in this changing world.
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The leaves may fall and wither

But the word of our God will stand forever


The rain may seem to drown us

But God is our refuge in the storm


The bitter cold may be approaching

But the warmth of God’s presence is ever present


The heat may threaten to scorch our fruit

But God is faithful to finish the work that he has started


The wind may blow us to and fro

But God is the anchor for our soul


The fog may blur our vision

But God will not let your foot slip


The seasons may change

But our God’s love remains the same

Life may be filled with uncertainty

But God is faithful and never changing

Cover Image Credit: wordpress

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10 Reasons Your Big Sister Is The Best Person In Your Life

"There is no better friend than a sister, and there is no better sister than you."
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As much as I hate to admit it, my big sister might be sort-of, slightly, cooler than I am.

Sometimes. She's the one I call when I can't call mom and the only one in the family who can properly handle my attitude. Big sisters are the people you'd choose if they weren't already family, and here's why.

1. She is your first and truest friend.

Big sisters are (literally) there from day one. They see every dirty diaper, every bad haircut, and every melodramatic breakup. They deal with every bad day and drama queen attitude and still love you in the most unconditional way.

2. Her closet is your closet.

For some reason, her clothes always look better on you. Funny how that works, huh? With a big sister comes a big closet, and who doesn't love having a double wardrobe? I'd also like to take this opportunity to apologize for the clothes I will never give back (but I'm not really that sorry).

3. She knows what it's like to deal with your parents.

Anything you could possibly be going through, they went through it first. It's kind of like having an instruction manual or a key to the future. Either way, it's always nice to have someone who will always understand the struggle.

4. There are no boundaries.

Wanna dance around in your underwear all day? Cool. Life talks while she's on the toilet? Also cool. There's no awkward moments or changing in the bathroom with the door locked. There's just the kind of freedom that only comes with siblings.

5. Thanks to her, you know about all of the cool movies/music/fashion trends from years back.

Thanks to my sister, I have every Too $hort and Ludacris song you could ever think of downloaded on my phone. I've seen every cheesy '90s movie, and when a fad from 10 years ago comes back in, I already have the hookup.

6. She tells you like it is.

We all have those friends who tend to sugarcoat everything. Yeah, sisters don't do that. She's the first person to tell me when I'm making a terrible decision and that I really shouldn't triple text that boy again. She keeps it real with me and deals with my attitude, and that's why she's the best.

7. Her home is always open.

Sometimes you just need to get away from life and binge watch Netflix, and sometimes you need all of that plus your sister. She always has her door open when you're two seconds away from losing your mind, and she also has good takeout and a dog.

8. She knows what you're capable of.

My sister knows exactly who I am and what I can do. She knows when I'm not doing my best, and when I need to be set straight. She's always there to remind me who I am and what I'm capable of accomplishing. She's always been my biggest fan.

9. She's a lot cheaper than therapy.

For some reason, my sister always knows just what to say. Even if I don't see it at the time, she's usually right (don't tell her I said that). Big sisters are like wizards, somehow they always magically make you feel like life's gonna turn out alright in the end. If she wasn't already awesome at everything else, I'd suggest she be a therapist.

10. She will always be your go-to gal.

No matter the situation, she will always be by your side. There is nothing you could say or do to make a big sister leave, and that's why they're the best. Whether it's a speeding ticket, a mean girl or you just need to laugh, big sisters are always going to be there to lift your spirits and set you straight.

I couldn't make it without ya sis, I'm sorry for ratting you out on Thanksgiving that one time, and for running away at the zoo. Thanks for taking me to see Aaron Carter even though he's way too old to still be singing "I want Candy," and thank you always for being the best role model, sister and friend I could ask for.

Cover Image Credit: teaser-trailer.com

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The Expense Of Hurricanes Should Not Be A Burden For Everyone

Imagine if the state of Florida stepped in and stopped the rebuilding and development of these areas that are prone to devastation, may cause the possibility of lowering homeowners' insurance for the rest of the citizens in Florida.

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The 2019 hurricane season starts in less than two months and I am wondering with the devastation that these storms cause on the shores of our country, when do we decide enough is enough and not allow victims to return and rebuild.

The official season for hurricanes is June 1st through November 30th. However, I want to focus primarily on the Florida coastal waters and the effects hurricanes have had on the state. Hurricane Michael depleted over and above the funds allocated for last year's storm season and it looks like Florida will start this season at a loss once again.

After Hurricane Andrew, the Florida Legislature created the Florida Hurricane Catastrophe Fund (FHCF). "The FHCF acts as a state-administered reinsurance program and is mandatory for residential property insurers writing covered policies in Florida. As of June 2018, this fund has a loss of ($1,279,762.00). The amount posted for hurricane losses is $2.5 billion. This loss was recorded well in advance of Hurricane Michael, hitting the panhandle in October 2018 with an estimated cost of damages of $25 billion.

Citizens Property Insurance Corporation was also established after Hurricane Andrew. It was created to provide coverage for home-owners that can't obtain insurance elsewhere. It is a not-for-profit insurer and is considered a last resort for homeowners. As the price of new homes increases so does the rate of homeowner insurance and many homeowners from the Keys to the Panhandle have seen their rates increase annually by 10% since 2010. This begs the question, why would anyone want to keep paying higher homeowners insurance year after year? With a higher percentage of Florida citizens in the retirement age, it seems that owning a home is more of a burden in areas that are prone to hurricanes.

When Hurricane Maria devasted Puerto Rico, it left the entire island in need of massive infrastructure rebuilding. Not only the political implications of the lack of funding for the island, but the images of destruction and personal suffering was heart-wrenching. Some are of the belief there is an economic benefit from a hurricane. After the initial blow to retail, fast food, and hospitals, there is a regrowth that puts many people back to work, if only for a temporary period and another hurricane does not come to make its way to that area for the next seven to ten years.

Yet, according to https://www.gfdl.noaa.gov/global-warming-and-hurricanes/, their models project that Atlantic hurricanes and tropical storms are substantially reduced in number, but have higher rainfall rates, particularly near the storm center, as well as potential higher intensity. This can be true for winter storms as well. Many of us have been caught in an airport or up in a northern state in the winter months and have difficulty returning to the sunshine state because of a storm that has pounded inches of snow along its path like a hurricane from the frozen tundra.

No one should be allowed to build a home in a floodplain or a flood zone. For that matter, areas that have been prone to wildfires, or fault lines. If every state looked at the areas that have been continuously destroyed by mother nature, and calculated the cost incurred to rebuild, decided to stop the bleeding and zone those areas as hazards, uninhabitable, or just government property, they will save billions of dollars for other much-needed services.

Imagine if the state of Florida stepped in and stopped the rebuilding and development of these areas that are prone to devastation, may cause the possibility of lowering homeowners' insurance for the rest of the citizens in Florida. The basic questions are, should Florida allow citizens to rebuild once their homes have been destroyed by a tropical storm? Think of it as an automobile, if the house is totaled the insurance company replaces the home. Just not in the same location.

The government has a duty to protect its citizens, and by that definition are in their rights to tell homeowners and developers the devastated area is no longer available for rebuilding. At what cost both financially and in human lives do the citizens of Florida allow the coastlines to be developed or rebuilt? If the developers and homeowners can rebuild the rest of the taxpayers and homeowners should not have to pay the increase in insurance rates or a hurricane relief tax.

The taxpayers of Florida don't want to pay a hurricane tax, they don't have a choice. Their elected officials side with the developers and the large money donor homeowners. Maybe the beach that has that $2 million home isn't meant to be there. Of course, there is a great view and the ocean or gulf coast is at your feet, as the shoreline slowly covers your property. Yet the erosion isn't going to happen in the next few years so why worry?

I can't understand why a person wants to own a home that no insurance company will insure. If these million-dollar homes on beaches meant for sunbathing, surfing, fishing, and Florida wildlife, are forever a part of Florida, maybe these homeowners need to be self-insured. Be solely responsible for the environment they own. Yet, the state of Florida has created legislation to help these people and can't figure out how to make affordable housing for the rest of the state.

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