3 Ways To Start Your Budget
Start writing a post
Adulting

3 Ways To Start, And Actually Stick To, Your Budget

It can be done!

482
https://images.unsplash.com/photo-1454165804606-c3d57bc86b40?ixlib=rb-1.2.1&ixid=eyJhcHBfaWQiOjEyMDd9&auto=format&fit=crop&w=1950&q=80

Budgeting is a great way to plan your spending. It has become really important to me this summer because I am looking to gain residency in a new state for school and need to keep track of several finance items. Whether you need to start saving or just prevent yourself from having the "oh no when did I spend all of that?!" moment, these will be simple tips to start keeping track!

1. A spreadsheet

A monthly or yearly spreadsheet is a great way to keep track of several different items in the same place. It is also helpful because it can be adjusted easily, and does a lot of the math and calculations for you! I opt for Google Sheets spreadsheets because if I need to, I can check them on the go. It's really nice to constantly have the tab open on your computer, so you are always reminded to check in once in a while.

Spreadsheets are a fabulous option for those who constantly like to reorganize and also have several different options. They are very adaptable to any situation, so they can be good for weekly, monthly, or yearly budgeting, or all three if you would like! Having the ability to add any column you need and keep it nice and organized is a plus.

2. Bullet journal spreads

This has been my go-to because of my current situation. Over the summer, I must make a certain amount of money, and I need to make transactions every other day. This spread has become my favorite because it allows me to see the last time I bought something, how my income is growing, and when my next bills are due. It is a great visual representation that I can look at quickly. It does take some work to keep up with this method, but because every few days I am gaining income and also making purchases, it helps me stay on top of everything. Otherwise, I would just look at how the month turned out at the end instead of throughout.

Bullet journal spreads push me to be more creative as well, and so this option could be for those who need more fun in budgeting. I look forward to filling out this spread, and it feels like less of a chore than a normal spreadsheet. Who said budgeting had to be boring?!

3. Apps

Budgeting apps are a great way to take your budget on the go! Need to decide if that trip to Sonic will fit amidst the rest of the expenses you have? You can just check your phone really fast! My bank offers a budgeting section that I can customize within their app, so I really enjoy that particular app. Other ones that I have found I like include: Mint, Mobills Budget, and Money Manager Expense & Budget. These apps will help you set financial goals and savings plans, get visuals on your finances clearly, check your spending habits and even your credit score for free.

These are just a few ways that I have found to keep my finances more on track. A budget is a great way to get organized and can be tackled in any way! Attempt each of these strategies and see what works best for you as a starting place and go from there.

Report this Content
This article has not been reviewed by Odyssey HQ and solely reflects the ideas and opinions of the creator.
the beatles
Wikipedia Commons

For as long as I can remember, I have been listening to The Beatles. Every year, my mom would appropriately blast “Birthday” on anyone’s birthday. I knew all of the words to “Back In The U.S.S.R” by the time I was 5 (Even though I had no idea what or where the U.S.S.R was). I grew up with John, Paul, George, and Ringo instead Justin, JC, Joey, Chris and Lance (I had to google N*SYNC to remember their names). The highlight of my short life was Paul McCartney in concert twice. I’m not someone to “fangirl” but those days I fangirled hard. The music of The Beatles has gotten me through everything. Their songs have brought me more joy, peace, and comfort. I can listen to them in any situation and find what I need. Here are the best lyrics from The Beatles for every and any occasion.

Keep Reading...Show less
Being Invisible The Best Super Power

The best superpower ever? Being invisible of course. Imagine just being able to go from seen to unseen on a dime. Who wouldn't want to have the opportunity to be invisible? Superman and Batman have nothing on being invisible with their superhero abilities. Here are some things that you could do while being invisible, because being invisible can benefit your social life too.

Keep Reading...Show less
Featured

19 Lessons I'll Never Forget from Growing Up In a Small Town

There have been many lessons learned.

76993
houses under green sky
Photo by Alev Takil on Unsplash

Small towns certainly have their pros and cons. Many people who grow up in small towns find themselves counting the days until they get to escape their roots and plant new ones in bigger, "better" places. And that's fine. I'd be lying if I said I hadn't thought those same thoughts before too. We all have, but they say it's important to remember where you came from. When I think about where I come from, I can't help having an overwhelming feeling of gratitude for my roots. Being from a small town has taught me so many important lessons that I will carry with me for the rest of my life.

Keep Reading...Show less
​a woman sitting at a table having a coffee
nappy.co

I can't say "thank you" enough to express how grateful I am for you coming into my life. You have made such a huge impact on my life. I would not be the person I am today without you and I know that you will keep inspiring me to become an even better version of myself.

Keep Reading...Show less
Student Life

Waitlisted for a College Class? Here's What to Do!

Dealing with the inevitable realities of college life.

145776
college students waiting in a long line in the hallway
StableDiffusion

Course registration at college can be a big hassle and is almost never talked about. Classes you want to take fill up before you get a chance to register. You might change your mind about a class you want to take and must struggle to find another class to fit in the same time period. You also have to make sure no classes clash by time. Like I said, it's a big hassle.

This semester, I was waitlisted for two classes. Most people in this situation, especially first years, freak out because they don't know what to do. Here is what you should do when this happens.

Keep Reading...Show less

Subscribe to Our Newsletter

Facebook Comments