3 Ways To Start Your Budget

3 Ways To Start, And Actually Stick To, Your Budget

It can be done!

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Budgeting is a great way to plan your spending. It has become really important to me this summer because I am looking to gain residency in a new state for school and need to keep track of several finance items. Whether you need to start saving or just prevent yourself from having the "oh no when did I spend all of that?!" moment, these will be simple tips to start keeping track!

1. A spreadsheet

A monthly or yearly spreadsheet is a great way to keep track of several different items in the same place. It is also helpful because it can be adjusted easily, and does a lot of the math and calculations for you! I opt for Google Sheets spreadsheets because if I need to, I can check them on the go. It's really nice to constantly have the tab open on your computer, so you are always reminded to check in once in a while.

Spreadsheets are a fabulous option for those who constantly like to reorganize and also have several different options. They are very adaptable to any situation, so they can be good for weekly, monthly, or yearly budgeting, or all three if you would like! Having the ability to add any column you need and keep it nice and organized is a plus.

2. Bullet journal spreads

This has been my go-to because of my current situation. Over the summer, I must make a certain amount of money, and I need to make transactions every other day. This spread has become my favorite because it allows me to see the last time I bought something, how my income is growing, and when my next bills are due. It is a great visual representation that I can look at quickly. It does take some work to keep up with this method, but because every few days I am gaining income and also making purchases, it helps me stay on top of everything. Otherwise, I would just look at how the month turned out at the end instead of throughout.

Bullet journal spreads push me to be more creative as well, and so this option could be for those who need more fun in budgeting. I look forward to filling out this spread, and it feels like less of a chore than a normal spreadsheet. Who said budgeting had to be boring?!

3. Apps

Budgeting apps are a great way to take your budget on the go! Need to decide if that trip to Sonic will fit amidst the rest of the expenses you have? You can just check your phone really fast! My bank offers a budgeting section that I can customize within their app, so I really enjoy that particular app. Other ones that I have found I like include: Mint, Mobills Budget, and Money Manager Expense & Budget. These apps will help you set financial goals and savings plans, get visuals on your finances clearly, check your spending habits and even your credit score for free.

These are just a few ways that I have found to keep my finances more on track. A budget is a great way to get organized and can be tackled in any way! Attempt each of these strategies and see what works best for you as a starting place and go from there.

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20 Outfits That Prove That Melania Trumps Jackie Kennedy As First Lady Fashion Icon

Melania Trump is the new Jackie.

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No matter what political party you may or may not belong to, you have to admit, Melania Trump has style and carries herself with class and kindness. As a former fashion icon, it was to be expected that she would slay as The First Lady, and she has not disappointed yet. She has worked with stylist Hervé Pierre since her husband was inaugurated. Recently, President Donald Trump referred to her, as the next Jackie Kennedy. He told Fox & Friends, "You know the baby blue doesn't fit with us," noting he plans to replace it [Air Force One paint job] with a darker navy and the gold stripe along with the aircraft with one in red. He says: "That was Jackie O and that's good, but we have our own Jackie O today, it's called Melania."

In light of this, I have collected some of Melania's most iconic looks. As First Lady, it is quoted that, "fashion was a means to create an identity for an administration." Judge for yourself if she reaches Jackie status below:

1. Her inauguration outfit.

Let's start out from her first moments as First Lady: channeling a little bit of Jackie Kennedy herself, she dressed in a beautiful powder blue outfit as her husband was sworn in as president. The coat was designed by Ralph Lauren.

2. Freedom Inauguration Ball

Hervé Pierre dressed her in this elegant Inaugural Ball dress. It looks like an art piece in and of itself.

4. MELANIA TRUMP WORLD on Instagram: “What a gorgeous picture😍she is such a maginificent woman❤️🇺🇸 • #MelaniaTrump #FLOTUS #DonaldTrump #POTUS #USA #MakeAmericaGreatAgain…”

Cute, comfortable, and classy. Anyone can easily recreate this look!

5. The wedding of Treasury Secretary Steven Mnuchin. 

Pretty in pink! Some major inspo for the next time you head to a wedding!

8. Hosting a dinner at Winfield House for Prince Charles, Prince of Wales, and Camilla.

An elegant red flowing dress that will bring attention to any room.

9. At a welcome ceremony at Buckingham Palace in London, UK.

I am loving the navy and crisp white. Where can I find a hat like that?

10.  Arriving at Stansted Airport in London, UK.

She seems to really like her navy blues and whites and I am 100% all here for it.

14. The visit to the Children’s Inn at the National Institutes of Health (NIH) for Valentine’s Day.

Pink on pink on pink and I can't have enough of this look. I need this jacket for next years stat.

20.  FLOTUS.

https://www.youtube.com/watch?v=OIr7EpO6gIE

And last, but not least, one of my personal favorites! Something so cozy and cute about this casual look.

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If You’re Entering Young Adulthood, There Are Reasons You Don’t Need To Have Your Life Together Yet

Don't sweat the small stuff.

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If you're lost and don't know which direction to turn next, you're not alone.

For the longest time, I thought that I needed to have my life together after high school. Immediately as I graduated, I thought that I had to have my career in mind, know where I was going for college, and what I'd be majoring in. I knew I needed to know what path to go down and to have a goal in mind that I'd strive for as soon as I walked across the stage with that high school diploma. The world was mine at my grip.

About three years later, I'm the most unsure of my life and my plans for myself that I've ever been. I've changed my major and minor five times since my freshman year of college, dropped a minor, and haven't done well in some of my classes. I've considered giving up and working a full-time job for the rest of my life without ever getting a degree.

The thing about that is that not everyone needs to go to college straight out of high school. Some people are destined for certain things to happen to them and are destined for opportunities that come after them for them to accept. It could be a number of things and choices to make, but eventually, we get there. We need to go and find where we belong at our own pace.

Don't start to panic because you're unsure of what you want to do right here and right now.

The world will not end and your life will not end if you don't know what's going on or what you really want.

Making a decision about your life and the meaning of it is a very difficult thing to have to do. It's a really big choice to make and one that is probably going to change throughout one's lifetime. Change is okay and so is changing one's choices that they've made. It's okay to look back onto something and regret the choice that was made, but in reality, there isn't anything that we can do to change the past.

As a 21 and-a-half-year-old female in an undergraduate college program, I know for sure now that I want to graduate with my Bachelor of Science degree. When I will finally do that is still up in the air. I've got a time in mind when I'd like to, but things happen and life gets in the way of things. If I don't necessarily graduate when I want to, then that's okay and it's out of my control anyway.

Things that we can't change are inevitable and are a common occurrence in everyday lives. We run into things that we know we can't do anything to change the outcome, so we have to learn to live with it.

The bottom line is, knowing every detail of your life isn't necessary. I was always told that I needed to pick which direction I want to go, and immediately follow through, and in full. That's something I definitely haven't done since I keep changing majors and also have moved a ton, and have a job (sometimes two) outside of classes. It's a struggle to keep it real, but it's doable. I've had to sacrifice certain things in order to get where I am now, but that's the battle of life. When making a choice, we're favoring one thing while turning another thing away. We know consciously what choices we want to make, so I say follow through on it and don't second guess it. Our gut is a very powerful tool as well as our intuition. With those, we can make good and better decisions than most have or will.

Don't keep worrying about having your life together in one piece; in reality, my puzzle pieces are very scattered right now, and it might take longer for me than someone else to find them all and piece my life together.

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