What's Your Why

What's Your Why

A company that gives back
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How many pieces of jewelry do you own? How many of those pieces can you say give back to your favorite charities, locally or internationally? If you are like me and have loads of jewelry and love to give back then I have the perfect company for you! What's Your Why Designs was founded by Jackie Stevens, 22 and a UNC-Wilmington graduate with the help of mentor, Jenny Burnett.

Stevens was working as an intern for Burnett, who runs her own customizable jewelry company, when she decided she wanted to do something more. She played around with the idea of a company that would give back to charity with each purchase. With Burnett's guidance and mentoring a year later Stevens is now running the company and was able to actualize her dream of giving back.

"We could be selling shoelaces, but it's not about that," said Stevens. "It is about selling something we can be proud of."

The company focuses on giving back to four companies in a one year time span. The customer chooses which company they want to donate to at check out.

The 2016 companies are: Appalachia Service Project that is Christian based and dedicated to home repair in the central Appalachia area. Cure S.M.A which stands for Spinal Muscular Atrophy (SMA), Operation Underground Railroad (O.U.R) which helps fight in the extraction of child slavery, and then Nourish N.C (which Stevens herself volunteers at) that helps in fighting child hunger in North Carolina.

These charities are mostly for women and children because in the company Stevens was first apart of there were four woman that inspired her to give back.

"[What's your Why] was taking these women's sources of motivation and chose the charities that helped support them," said Stevens.

Once you have donated you can write in your "Why" and any suggestions for the next year charities.

"Your "why" is something every woman has," said Stevens. "it is the source of [your] motivation. The woman has a responsibility of holding the family together and we wanted to provide inspiration and value in their 'why.'"

With each design Stevens makes sure to add a "Y" so the customer can always remember what their personal why is.

Go check out the website here and start your Christmas shopping early. Invest in a company that will invest in you. And do not forget to join in on the conversation and add in what your "Why" is.

Cover Image Credit: Jacqualine Stevens

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5 Reasons Why Black People Are Still Broke

Change needs to come.
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According to statistics from The State of Working America, African Americans made up about 12 percent of the population in the United States in 2015. They are also among the poorest races, with 27.5 percent of them living in poverty.

What's even more disturbing is that 45.6 percent of black children aged 6 and under live in poverty.

Essentially every other black kindergarten student is living in a home where the income is below what the government sees as necessary to live. Unfortunately, this trend continues for generations of black people and I believe that I know five important reasons as to why this race is so impoverished.

1. Black people spend more money than they make.

African Americans over the age of 18 make up 39 percent of Master Card holders. Of that 39 percent, many spend their limit monthly and seldom have the money to pay the balance in full at the end of the month. Essentially black people are spending money that they don't have and won't have at the end of the month. This trend of building never-ending debt is partially why their poverty numbers are so high.

2. Black people don't support black businesses.

Every race with the exception of black people seems to support the businesses of their own. Being an entrepreneur is one of the most popular ways to make high residual income. Black people buy products from brands such as Jordan, Louis Vuitton, and Ralph Lauren at an alarming rate.

The prices of these brands are very expensive, however, those same black people would cringe at the thought of paying $20 for a black-owned clothing product saying, "It's too expensive."

The question here would be is the product too expensive or not "renowned enough?"

3. Black people don't save their money.

As soon as black people get a huge chunk of money or their tax refund it appears that they all flock to the nearest high-end fashion spot to splurge. Seldom do black people save their funds or invest them into things that will last or that could make them more money down the line.

According to The State of Working America, black people spend 4 percent more money annually than any other race despite the fact that they are the least represented race and the race that lives in poverty at the highest rate. There's a clear problem, so read that sentence again and let it marinate.

4. Black people don't know how to invest.

If you ask many black people aged 18-25 it should not come as a surprise that investing in stocks or buying bonds is a foreign concept. Many young black people work and spend their money on items that either decrease in value after being bought or are not sustainable. Cars and sneakers are prime examples of such things.

5. Black people aren't working toward getting out of poverty.

Even after reading this article there are many black people that will not work towards changing their situation. After centuries of slavery, black people must realize that they are behind with regards to having generational wealth.

Black people must fight to create the wealth where they will have trust funds for their children or wealth that can be passed down. Too many black people tend to only worry about themselves and the money that they have in the moment. As a race, black people need to build for the future and get out of that mindset of the now.

Wealth is not everything, however, it has been proven that with it, you get better educational opportunities and a better environment for children to develop and go on to become well-functioning members of society. There are the Jay-Z's and P. Diddy's of the world but they are far and few in comparison with how most black people live.

Change needs to come, black people, this is something we have control over so no more excuses.

Image Credit: Quora

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What To Get Your Girlfriend For Valentine's Day If She LOVES Disney

Faith, trust and pixie dust isn't the only things you want to give her on Valentine's Day.

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Valentine's Day is here! Now whether you are the boyfriend who plans ahead or the one who waits until the last possible second, you know you're going to have to get your girlfriend something for the special day of love. It's a hard holiday to shop for. Do you get something really nice and expensive or something sweet and thoughtful? Or do you get something small and plan a special date together? The possibilities and choices are a lot to think about.

But if you're girlfriend loves Disney (which most usually do), I'm here to help!

Here are 15 Disney inspired presents you can get your girlfriend for Valentine's Day, right off Amazon! Because if you're last minute, that Amazon prime shipping will save you from sleeping on the couch!

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