If you don't know what Venmo is, then get ready for the glass to shatter and never look at spending the money the same. I wasn't aware of this devilish app until I came to college. An older student explained that I could just simply "venmo" her after she bought me Chipotle and I didn't have money on me. Meaning, each person that uses Venmo links their bank account to this app and you can essentially transfer money into other people's accounts. Never having to worry about forgetting money again and making cash obsolete.
You're probably thinking, holy s$%@. This is great.
Wrong. You're absolutely wrong. It was the greatest thing to happen to me. Or so I thought.
I have what you call a "spending problem" I put that in quotes because is it an actual problem? Or am I just a large contributor to the economy? This involves me impulsively buying things I don't need or not checking my bank account until it's too late. Venmo only prolonged my issue by making me feel like I had an endless supply of money. Just blatantly ignoring the fact that it's linked to my bank account.
It's basically like having Monopoly money except your life is a chance card and you have $ -58.00 in your account and you don't get $200 every time you pass go.
When you have a credit card it's easier to pay $20 rather than hand over a $20 bill right? Venmo makes $20 look like .20 because you simply just hit the pay button. Less painful right? Yeah. I'm making it seem like I'm the most philanthropic person in America because I'll Venmo anyone.
Donate to support childhood cancer? *Venmos $100*
Fraternity rush shirts? *Venmos $50*
"Hey lets split an uber!" *Venmos $7*
"I'll venmo you $20 to take my shift tomorrow." *Venmos $20*
"Do you want anything while I'm at the store?" *Venmos *$15*
The saddest problem with this app is that if I've checked all my other social media, I'll reluctantly scroll through Venmo feed and try to decipher what people are paying for. Why did she put the 💯 emoji? Is it a drug deal? Maybe she bought something was $100? Idk. It's also been a popular trend to make the most absurd captions that probably don't have anything to do with anything. Quoting batman for a slice of pizza is just plain rude.
With that being said, no matter how much you hate it to love it, convenience trumps all. I'm still going to use it. I'm going to continue to be broke. I will keep Venmoing people an unnecessary amount of money for things I probably don't need. Maybe one day I'll learn, but that day is not today. If you can't see it it's not there right?
