Personally, I only carry a small amount of cash in my wallet because carrying more than that is unnecessary. When I do not have enough cash, I use my debit card. There were occasional times where my friends would pay for me because we all like to pay for everyone. We technically take turns for paying and we don't mind. Sometimes it became a hassle to pay them back because we all had different banks. Unfortunately saving up for college came along as well and money was becoming an issue in our friendships. When another friend introduced me to an app called Venmo, I was relieved that money could be transferred easily with no worries. Obviously, there are several applications that do the same thing but Venmo was a common app between my friend group and easier to use. Several of my friends do not use cash at all and this helped with paying each other back. It saved us issues between our friendships and money.

Next time you or a friend or a loved one are struggling just download the application. No worries, no stress, and no fees with the Venmo app.