Top Five Online Banking Issues

Top Five Online Banking Issues

521
views

Online banking allows you to easily check your account balance, pay bills online and transfer money. A majority of banks offer this service. However, there are some online banking issues you should be aware of.

Service Outages

Online banking makes a number of features easy to access for consumers. However, service outages can happen. Some service outages are planned in advance so banks can upgrade their servers. Unplanned outages are an issue because consumers get used to having access to a number of online services. Some banks have fewer staff members in their branches since consumers can use online banking instead of visiting their nearest bank. This can result in long lines in case of a lengthy outage.

Budgeting

Being able to instantly access your bank account and transfer funds has its advantages. However, this is not good news for consumers who are prone to impulse purchases. Online banking makes it possible to instantly transfer funds from your savings to your main account so you can make a purchase. On the plus side, online banking makes it easy to see how much money you have and to pay bills.

Security Problems

Online banking issues include security. Thankfully, most banks make security one of their priorities. There are still some risks associated with using online banking, especially for users who use these services on unsecured connections. Banks need to store sensitive information for each consumer, which could be catastrophic in case of a security breach. Being able to transfer and withdraw money quickly also means that a person could empty out a bank account if they are able to obtain the login credentials.

Phishing Scams

Using an online banking service might make a person more vulnerable to phishing scams. These scams look like genuine emails from a bank or from another site and trick the user into sharing their login credential. It is possible to identify these scams by looking at the address of the sender or at the link shared, but a user who regularly connects to an online banking service might fall for one of these emails.

Learning Curve

Young adults are able to adopt online banking and familiarize themselves with the features of this service very easily. However, there might be a learning curve for other consumers who are used to going to their local branch for their banking needs. There is also the issue of some consumers not being able to security risks and not knowing how to tell if they are using a secure connection to check their bank account. Some banks have helpful educational material to help consumers navigate their online banking system, but other institutions do very little to educate consumers about online banking.

There are a few downsides to online banking, but this service is a very convenient way to let consumers manage their bank accounts. It is important for banks to educate consumers regarding security issues, phishing scams, and to provide them with the information they need to quickly familiarize themselves with online banking services.

Popular Right Now

Life As A Cam Girl

Living In The Duality Of Being A Sexual Female
6614
views

I wish I could say that as a society we have come far regarding female sexuality. I wish I could say that a woman's orgasm was a priority equal to a man's. I wish I could say that women are no longer shunned from their communities for being sexually liberal. I wish I could.

You'd think after thousands of years of fetishizing female sexuality and female bodies that we might eventually evolve to a point in which female sexuality is seen as important or equal to that of a males but that's none of my business.

No, rather we've come so far that while these things still occur, they aren't talked about. No one likes to talk about not prioritizing the female orgasm. In fact it's still considered a myth by many. No one likes to talk about women being slut shamed until they are no longer welcome in their own communities. No one likes to talk about women being blamed for their own rapes. No, rather, like most things in society we like to pretend we've come a long way and ignore the problems inherent.

Racism is dead.

Sexism is dead.

Homophobia is dead.

Transphobia is... well... no, basically everyone is sure that's still a thing.

Sure, the living dead maybe.

I guess if you don't acknowledge it, it doesn't exist, right? Just walk right past those zombified societal issues and pretend they aren't even there. You know, the same way you handle seeing homeless people.

So I can tell you, as a cam girl, that sexism is alive and well. My orgasm isn't a priority, it's fetishized. It's not about me experiencing pleasure, it's about them making me experience pleasure. Fueling their power complex as they commit to dominating my very sexuality.

In come the neckbeards with their "not all men". That's the funny thing, the men who aren't like this will just read these words in horror, only the men who are like this will become offended, because they take it personally because it applies.

The funny thing is, it's not just about dominating my sexuality. You see, you have to be NEW to get any significant attention. Not just new on the site, you have to act new. Let me tell you what "new" looks like.

Confusion: you're staring at the website, your camera, completely unsure of what you're doing or how to do it.

Discomfort: despite how sexually liberal and sex positive you are, you've never done this before and you're not sure how comfortable you are with it. It's a mix. You're excited about the money, it seems so easy, but you're taken aback by the attention of 60-150 horny men barking orders and seeing you naked. You want to do it, you want to be there, but you're also at least mildly uncomfortable with the whole situation.

Submissiveness: no matter how dominate your personality is IRL, you're new to the game and you don't want to mess up on your first day, so you tend to go along with whatever they say. Even if you're uncomfortable. Some take pitty on you and explain the ropes, putting themselves in the position of being your savior, only to later recommend that you let them moderate your room for you. Taking it up as a full time job so they have direct access to you, so you need them. Others will take advantage and make requests without tipping, and you'll do it because you're new.

Most of the people who spend money on these websites are constantly in the new model rooms. Most, but not all. Some of them enjoy ritualistically visiting the top model's rooms, in an effort to garner at least some attention from someone seen as desirable.

What does this mean? Those who are constantly looking at the new models want them to want to be there, but only sort of. They want them to be uncomfortable. They want to be the savior or take advantage of the scared little bunny rabbit who has no idea that they are prey.

Those who are constantly looking at the top models want them to notice them. They want to be seen and wanted by someone who is nearly unanimously deemed to be one of the most desirable.

It's never about the women, though. It's about what the women can do for the men. What the men can make the women do. To dominate by circumstance, with money, or be dominated themselves.

Now, don't get me wrong. I have met a lot of great men while working as a cam girl. They exist. This isn't about them, and they know this isn't about them. They are not offended, because they know this to be the case. They know this to be the environment we work in. They know that it is generally assumed that a model who isn't incredibly popular, and isn't relatively new, is assumed to be using the website to fund a drug addiction. This is how the new model trolls and the big model trolls rationalize their preference so they needn't psychoanalyze themselves and be honest about what they're really doing, because no one wants to believe that they are consuming another person, using another person, unless of course they fetishize that sort of thing. They participate in the problem, telling themselves denial is a river, and perpetuating the problem inherent in all of society.

That a woman's value is also her sin, her sexuality is a commodity, and a sickness.

That she is desirable, but also disgusting.

This has become incredibly obvious over my time spent working as a cam girl.

Now I'm not saying I wont gladly take your money and play the newb.

I am saying that I see through you.

We all see through you.

Cover Image Credit: SlickBlackSatinPhotography

Related Content

Connect with a generation
of new voices.

We are students, thinkers, influencers, and communities sharing our ideas with the world. Join our platform to create and discover content that actually matters to you.

Learn more Start Creating

5 Reasons That Every College Student NEEDS An Amazon Prime Account

The first six months are free!

421
views

While there are a ton of things that college students want but don't really need, an Amazon Prime account is one of those things that all college students NEED to have.

1. Your first six months are free.

Instagram

When you sign up for an Amazon Prime account as a college student, your first six months are free. Free is a favorite word amoungst college students and an Amazon Prime account is no exception.

2. There are so many great shows and movies that you can binge.

Instagram

If you have an Amazon Prime account, you are able to access Amazon Video which has a plethora of TV shows and movies waiting to be binged.

3. You get 2-day shipping to help with all of your last minute date party and mixer costumes.

Instagram

If you need a bikini t-shirt for a luau party, no problem. A jersey for your hometown, check. A wig for a wiggin' out party, Amazon has it. You can get practically anything within two days.

4. Renting textbooks on Prime is SO easy.

Instagram

Tell me something worse than having to rush to buy your textbooks before they sell out from the student union. Skip the hassle, Amazon Prime has all of the textbooks that you need.

5. You can order all of your groceries straight from Amazon Prime.

Instagram

If you're a lazy college student, don't worry, most are, little things like going to the grocery store are annoying AF, ESPECIALLY if you don't have a car on campus. Instead, you can order all of your groceries through your Prime account.


Note: As an Amazon Associate, Odyssey may earn a portion of qualifying sales.

Related Content

Facebook Comments