Buying for mom, dad, siblings, and everyone in between can put a real damper on the bank account. If you are struggling with a low checking account then check out these ways to stack up on the savings so you can bounce back after all of the shopping you did for your loved ones (and yourself)!
1. Take your lunch to work.
And don’t try to justify your need to leave the office with treating yourself to lunch.
2. Cancel/pause subscriptions.
By logging onto your online account, place any subscriptions that you could do without for the month on pause and save yourself some money.
3. Shop at a cheaper grocery store.
It’s a known fact that Target is a little costly compared to Fry’s, WinCo, and Walmart. While the shopping experience at Target is irreplaceable, the deals are seriously stacked at these stores.
4. Use coupons.
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The girl that you gave your email address to at the register was right. There’s some pretty good coupons, not only in there, but in downloadable apps and the newspaper.
5. Wait before you buy.
Impulse buys are the ones we most regret. By waiting 30 days, you can see if the itch is gone and if not, then hey, treat yourself!
6. Clean up.
You might be sitting on a pile of money right as we speak! Clothing stores and jewelry buyers are a great way to make some extra cash!
7. Focus on a budget.
Sticking to a budget and tracking the different ways that you spend could be a great way to see where you could cut down.
8. Know when to buy generic items.Â
Sometimes, the store brans items are just as good as the one that has a famous commercial attached to it.
9. Bring reusable shopping bags to the store.
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Depending on where you shop/live, you may get asked to pay a small fee for shopping bags. Save these cents by bringing a reusable bag into the store!
10. Eat leftovers.
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Don’t let your waiter take your full plate of food away that could be tomorrow’s lunch!
11. Take care of your things.
By making sure that your shoes, clothes, and other personal items are in good standing, you could save yourself the need to replace items such as these.
12. Consider your commute.
Ensure that you are taking the best, most cost efficient route to work or school, so that gas isn’t eating at your check.
13. Take shorter showers.
Not to mention, colder showers. Long, hot showers are the worst enemy of the water bill.
14. Know the difference between a need and a want.
Don’t use a coupon just because you have one. This is the best way to guarantee that you’re going to spend money that you didn’t need to spend.
15. Compare prices.
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Who has cheaper milk? I don’t know, but that’s where I’m going to be doing the rest of my shopping.
16. Carpool.
Saving money while helping the environment, amazing...truly.
