You say you don't have it all. Only that your parents purchased your $20,000 car, pay for the insurance and put a monthly amount of money in your bank account; just because. You don't have to work, instead you have the luxury of lounging around. Being around friends with a similar home life. Not really stressing about what you can afford to eat this month, because hell, you can eat like a king every day compared to majority of college students.
However, I am not bashing you. Only explaining you're missing out.
Having work ethic is important in this society. Your parents will not always be there to support you, some decisions will have to be on your own. You can't get a job based off a record of no job, no references and only a lot of money from your parents.
For this, I feel bad for you. You will go from job to job trying to find that work ethic, meanwhile most of us are settled into one career because we were busy making sandwiches at 3 a.m, while you and your friends party.
Sadly, you'll never know what it is like to earn something for actually doing something. You probably read that and remember the time your parents put money into your account, just because why not. It feels amazing when I finally get a paycheck that I spent 40 hours of my week dedicating to it, and to help pay my own bills.
Everyone like me (the majority) can handle being broke because we know how to survive. What are you going to do one day when you're broke? You can't buy $200 pair of Nike's or go to a nice vacation during spring break.
Therefore I am sorry you can't experience the hardships of life because those are the moments in life that make you, who you are.