How Much Classic Car Insurance Costs in 2018
Health Wellness

How Much Classic Car Insurance Costs in 2018

Classic Car Insurance

How Much Classic Car Insurance Costs in 2018

You have a car that can be considered a classic. You take good care of it and you use it from time to time. You just know that you need to be extra careful because you do not have insurance for it. Your car needs to be enjoyed more and you can only do this when you get the right car insurance policy.

There are different car insurance companies like American Insurance that will offer the needed coverage for your classic cars. Still, there is a need to know more. You want to find out more details that will allow you to pick the one that is best for your needs.

Getting to Know More About Classic Car Insurance

You may be familiar with the conventional and usual car insurance. You may have it for your regular vehicle that you use on a daily basis. A classic car insurance will allow your car to be insured to its present cash value. This means that it may increase or deteriorate as time passes by.

It is required by car insurance companies that your classic car is not your primary car. This means that the classic car is not something that you should use often. If you use it going to and from work every day, your mileage will pass the 5000-mileage mark. When this happens, you will not be granted proper car insurance.

Not everyone will be considered eligible to get classic car insurance. There are some that will be rejected outright. How will you know if you are eligible or not? These are some of the things that you have to remember:

- You should be at least 25 years of age. There are some teenagers who have just gotten their driver's license who would like to get insurance for the classic car they may have acquired from somewhere but they will not be eligible yet. You need to be 25 and a good driving record is also a must.

- It is recommended that you already have 10 years of driving experience. If you don't, then you have to wait a little while before you will be granted proper classic car insurance by American Insurance or any other car insurance company.

- You should have a clean driving record for the last 3 years. If you have gotten into altercations too many times or there are some incidents when you are listed as the one at-fault, it will be harder for you to get approved for the classic car insurance.

- Take note that there are certain areas and states that will not allow you to drive a classic car. If you live in that area, there is no chance that you are going to get a classic car insurance even if you absolutely want to.

- The car that you are going to insure should be in mint condition. This means that it is working properly and you have all of the right documents to prove it. If your classic car is designed for off-road use, you may be rejected by the car insurance company of your choice. You need to show your vehicle in its best condition so that it can be approved.

Classic Car Insurance Cost for 2018

Take note that the car insurance amount will highly depend on the amount that is guaranteed by someone who would assess your vehicle. This means that if your insurance is for $27,000 then you will get $27,000. Of course, there may be slight differences depending on the car insurer that you will pick. The better your choice is, the better your coverage will be.

One of the best things about classic car insurance offered by American Insurance is that you are only expected to pay about 1/3 of what you usually pay for your normal car insurance. You can lower down the costs further by getting car insurance when discounts are being given by companies. Yes, companies that offer classic car insurance do offer discounts from time to time.

Report this Content
This article has not been reviewed by Odyssey HQ and solely reflects the ideas and opinions of the creator.

119 People Reveal How The Pandemic Has Affected Their Love Lives, And Honestly... Relatable

"I haven't been able to get out of the 'talking phase' with anyone."

The reality is, there's no part of life the pandemic hasn't affected. Whether it's your work life, your home life, your social life, or your love life, coronavirus (COVID-19) is wreaking havoc on just about everything — not to mention people's health.

When it comes to romance, in particular, people are all handling things differently and there's no "right way" of making it through, regardless of your relationship status (single, taken, married, divorced, you name it). So, some of Swoon's creators sought out to hear from various individuals on how exactly their love lives have been affected since quarantine began.

Keep Reading... Show less

Nordstrom's Biggest Sale Has The Most Legendary Deals On Luxury Beauty Brands We've Ever Seen

Counting down the days to the Chanel box set gracing my front door.

I oftentimes (excessively) use the excuse of my job as a writer to justify my excessive spending habits.

I needed the new Huda Beauty palette before anyone else in the name of journalistic integrity. It was my job to test out the new Francis Kurkdjian fragrance to make sure I could tell people whether or not it was truly worth the splurge (it was).

Keep Reading... Show less

Listen, you can do whatever you want with your free time. It's yours to spend and you have free range. However, I hope you recognize that there are a ton of proactive things you can do right now instead of stalking your man's ex – yes, I know you do it becuase we are all guilty of it.

Take this time to research your privilege. There are always new things to learn and ways to deepen your understanding of yourself, this world, and your surroundings. We live in a multi-dimensional, ever-changing society that needs your help and your time. By that, I mean there are so many layers to each and every one of us, and with our physical, mental, spiritual, or emotional selves, we can create real, positive change.

Keep Reading... Show less

Preview These Top Nordstrom Anniversary Sale 2020 Picks — From Luxury Purses To Skincare

Currently 3 million people viewing the Stella McCartney purse I absolutely must have.

Online shopping has been a guilty pleasure of ours for years, but now more than ever it's been a shopping lover's outlet for all our home redecorating projects and resort wear we're purchasing for that trip we had to cancel.

One of my favorite places to (virtually) window shop has always been Nordstrom. I admittedly can't afford to go on sprees there often, but I still get a high off of adding things to my cart I know I'll never actually end up buying. But sometimes, that's not enough — that's when I, like the masses of luxury-, beauty-, fashion-, and decor-lovers around the world count the days down to the annual Nordstrom Anniversary Sale.

Keep Reading... Show less

I remember the days where closet drinking before going to a party or bar was part of the night's itinerary. It was a requirement to have a good buzz flowing before calling the Uber to take you to that bar where you see everyone from your high school at. The pregames were the best part of the night, but it wasn't ever because of the alcohol, it was because of the atmosphere and those who were in it. The number of times I've heard "Wait, why aren't you drinking tonight? C'mon, get drunk with us" is endless, but think about it. Where were you when you were asked that? You were at the goddamn pregame and being there doesn't mean you need to be ripping shots. Being social doesn't require alcohol.

I asked 20 people how they cut back on alcohol while still being social.

Keep Reading... Show less

Whether you are quarantining away from your significant other because of coronavirus or separated by the country lines at this time, it's fair to say that long-distance relationships are tough no matter what. However, there are ways to show love from a distance whether that's through daily FaceTime calls, cute Snapchats, or sexy pics sent to them on their phone. You can brighten up their day even more with some of these unique gifts that can fit any price range and a variety of interests.

Keep Reading... Show less

Rihanna is known for many things: her music, fashion, makeup, and now skincare. As a makeup artist myself, I can confidently say that she rocked the makeup world when she released her makeup line in 2017 and has been influencing the beauty world ever since.

Trying some of her makeup products myself, I know that she doesn't skimp on quality, and even though some of her products may be a little pricey, trust me, you get what you pay for.

Keep Reading... Show less

Friends, no one needs to be reminded that the COVID-19 pandemic rages on in the U.S. Frankly, this is because we have all collectively decided not to do the one simple thing that was asked of us and wear a mask.

I could make this a very boring article, and berate you with facts and statistics and the importance of wearing a mask, but I have opted against that for both of our sakes. Instead, I will attempt to reach you in another way. You might not care about a disapproving look from me, but from Nick Miller? Maybe that will be enough to change your mind.

Keep Reading... Show less
Facebook Comments