As students, we often don't have to think too much about health care and the effect it has on us. Many of us are still riding along on our parents' insurance or if you're like me and go to school out-of-state, the school provides generally affordable coverage for you. Aside from a few possible head-achy comments from your parents every now and then, it probably hasn't crossed your mind much.
If you're generally liberal, the consensus seems to be that reforming health care is bad. Example: "I'm a woman, now I'm a pre-existing condition." Or, "They're trying to allow insurance to deny me coverage for having anxiety, or being pro-choice, or just in general not going to cover me or anyone." And, while these are valid concerns, there is still a good reason to continue down the path to reforming health care.
When Obama Care was created, it allowed millions to have access to affordable health care. While this might be great, it caused a big disruption in some states where the plan we're on might not carry the coverage it once did. In South Carolina, it's a huge issue for people to find doctors in network. The insurance that is available, is not widely accepted, which makes non-routine trips to the doctor more expensive.
In other states, the cost of insurance wasn't driven down as much as it needed to be. Paying the new fine for not being covered was still cheaper than having health insurance would have been.
And, now instead of just being un-insured, you also have to pay this fine. This isn't a win-win for everyone. It's still very hard for people who don't have employer-provided insurance to get and pay for it. Private insurance rates have sky-rocketed, and with it the overall cost of health care.
Recent talks have centered around of lessening government control of health care and making it more of a free market where you get to pick and choose what you need and compare prices--kind of like the way one shops for a toaster. I only need a normal toaster with two slots for bread while someone else might need a four-slot toaster that's extra wide for bagels.
Maybe someone needs a combination toaster oven just to simplify their problems. Whatever it is that you need, you would be able to compare directly what you're paying for and what you're receiving.
But, here's the deal. In all honestly, health care reform has been on the table in Congress since Bill Clinton was president (1992-2000). And, nothing really changed until recently when Obamacare was passed. Even with Obamacare, people were nervous.
There were reservations, rumors, and flat-out lies being spread. It took years of work to find a plan that was suitable for the majority of the population. And, there's still a large number of people for whom it doesn't work.
It is thus important to keep working on reform. We live in one of the most advanced countries on the planet, yet somehow our health-care system still fails millions of people daily in cost and in practice.