Hey there bank account,

I know we don't always see eye to eye. You want to save yourself for something practical and I want to spend you on pizza. I'm sorry for always taking advantage of you. I tell myself at every paycheck, I'll put it all into my savings, then the next day there I am at Dunks getting the same bagel I could have had at home. When my next paycheck comes I tell myself the same thing again, but it's a never-ending cycle.

My abusive spending toward you has worsened since coming abroad and I think we can both blame chai lattes and my lack of self-control for that one. My drunk-self apologizes for all those Centra sandwiches too; if you could eat you would understand how irresistible those bad boys are. I will not apologize for using you to travel the world, though -- the sites I've seen are worth every tear I shed when I check my account balance.

I haven't worked since December and here I am possibly having to intern for free again this summer, but I promise to attempt to replenish you this summer. The key word here is "attempt." I have a sweet tooth and a coffee addiction and I don't see either going away anytime soon.

I'm sorry for maxing out my credit card not once, but twice. Considering my dad is an accountant you would think I would be better with my money. My parents, thankfully, help me out in nine out of 10 financial situations so I've never really had to save I guess. I'm starting to realize how this might have skewed my view on money. It's not my fault I have expensive tastes and a stomach that is never full -- please forgive me.

Maybe, when I get an apartment of my own and have bills to pay, I'll learn how to budget myself. If not, there's always a spare bed at my parent’s house.

Please love me and my bad spending habits. xoxo.