Some people have nightmares of monsters. Some people are terrified of spiders. Some are scared of snakes. Yet a considerable amount of young adults, ages ranging from 18 to 24, have a crippling fear of the weight of their student debt crushing them as they enter their 30's, me included. With the average cost of $60,000 for American private universities, some could find themselves in debt that exceeds hundreds of thousands of dollars. As I drag myself out of bed every day to get ready for my morning classes I often wonder -- what else could I be doing with the money that's going to the college? Well, I have finally sat down and composed a list of things that we could do instead of going to college for a year.

1. Fly to Romania and back 20 times.

Bucharest airlines sells tickets to Romania for as low as $1,502. Which means, with your $60,000 you could afford 20 round trips. Or just one trip with a lot of spending money (which would make a lot more sense).

2. Buy 60 horses.

According to pets.costhelper.com, you could buy a horse for as low as $1,000. So why go to college when you could start a horse farm?

3. Bungee jump 857 times.

You can make reservations on bungee.com, to bungee jump twice for $140. That's at least two times a day for the whole year.

4. Go on the cruise to see the beaches of Hotluco, Mexico...240 times.

Ever wanted to go to explore the beauty of Mexico? Well, for only $250 a person, you could take the Private Bay Cruise 240 times with your college tuition money.

5. Buy 30,000 Wet n Wild lipsticks

These lipsticks are literally less than two dollars, so if you ever wanted to buy 30,000 lipsticks you know which company to turn to. Bonus!: Wet n Wild is 100 percent cruelty free.

6. Buy the latest 2016 Audi a6 and 6,900 gallons of gas.

Not only can you buy the 2016 Audi a6, you will have $13,800 left over for gas. With the prices as low as $2, you have enough for 6,900 gallons of gas.

7. Buy 7,000 lobster rolls...in an England McDonald's.

Sadly, lobster rolls are only available in England. But when considering the cost of a plane ticket to England and back, you could buy 7,000 lobster rolls at McDonald's. Now tell me, would you rather sit in class to try and achieve a degree or eat thousands of lobster rolls?

8. Pay for the premium membership to Planet Fitness for 250 years.

Ever wanted to get fit? Well why not spend your college tuition money on the Planet Fitness premium membership for 250 years? Great investment, I say.

9. Donate a "giant diaper pack" to 1,714 families.

You can buy the Pampers Swaddlers Diapers Giant Pack from Target for $34.99, and with the $60k you could purchase over 1,700 packs! These could go to 1,714 families in need.

10. Spend two nights in one of the most expensive hotel rooms in the world.

With $60,000 in your pocket you could spend two nights in the Presidential Suite at the Hotel Cala di Volpe in Porto Cervo, Italy (the room costs $26,000 a night), which comes with three bedrooms, a gym, and a large swimming pool. On top of that you would have $8k left over for spending money.

11. Buy 6,000 packs of beer.

...but why would you even bother with beer if you weren't going to college?