For some reason, as a 20-something college student, I think I have money to spend. I think that just because I have a part-time job, it means that I can spend the money I don't really have. Granted, more than half of what I make goes to rent, food, electric/heat, and cable/Internet, but still. Even though I am swimming in thousands of dollars in debt, I think I'm a baller.
Nine times out of ten, when I go to the grocery store I'm already hungry. What does this mean? It means I typically end up grabbing every single little unnecessary snack that crosses my path just because. Even when my friends advise against this, I'm usually just like:
I'm a big spender on weekends especially. Friday through Sunday I have so much more free time in comparison to the rest of the week, which usually means I end up going out and drinking. $2 ride to the pregame, $2 ride to the bars, $3-$5 cover at the bar, $X for drinks and then another $2 ride home both weekend nights. Because I think I'm made of money.
Online shopping has screwed me over time and time again. If I see a store I love with a really good sale, I can't help but, at least, look; but looking always turns into buying. At least, I still get compliments on the boots I bought that were 30 percent off and free shipping, right?
Owning a debit/credit card, in general, is scary. With cash, at least, I can see the money I'm throwing away. With a card, the opposite is true. I'll just slide it over and over again without registering what I'm actually doing.
From time to time (when I check my bank account balance), I get a reality check. I then start Googling "ways to make money" or considering applying for a second job until I realize I should probably just stop spending the money in the first place. Oh well, right?
