7 Reasons Why College Students Are Broke

7 Reasons Why College Students Are Broke

When our bank account go from a hundred to zero real quick.
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I do not know what is more depressing -- when the dinning hall food is sub-par or when you look at your bank statement and see less than $100. If I could calculate all the money I have spent during my years in college based on the amount of food I ate off campus, alcohol, random stuff that I do not need (like a plush Olaf from Target), and other stuff, I am sure that I would go into a total shock.

I work two jobs and I still worry about money. The beautiful question, "what are you going to do post-graduation?" rings in my head every time I spend penny because grad school seems so far away. If a university could give me money to attend grad school then I will wear its school colors every day for the rest of my life. (I am not kidding.)

So why are we broke?

1. Victoria Secret Semi-Annual Sale (no judgment if anyone other than females take part in this; they have some really nice stuff)

3 body care products for $15?! 70% off make up?! 7 panties for $25?! I really feel for VS employees during the semi annual sale because it may be worse than Black Friday. I have seen grown women fight over a bra just because it was $18...I can get 2 bras for $18 at Kohl's. Other than that, I could do some real damage on that plus the swim wear sale! A bikini for $39! Thankfully I have learned to put stuff down items and end up only spending $40 max, but the girl in front of me spent $200...you do you boo!

2. Target

Cartwheel, Red Points, and sales oh my! I may only go to target to get my prescription refilled and come out with 3 shopping bags filled with that concealer "I really needed," glitter (because that is my favorite color), and random food items because they were all on sale. I scan every item with Cartwheel and if it is on sale, I am getting it. Pretty sure my apartment bedroom could be a model room for Target. Tip: Bring reusable bags, and get 5 cents off per bag towards your final purchase.

3. Taco Bell or any other fast food

Is the dinning hall food sub-par? Maybe you are just too lazy to make food? Well my roommates and I have a solution to that! Taco Bell runs are a thing at my apartment. When one of us craves those warm potatoes topped with fake cheese and sour cream, we all make a field trip to Taco Bell. Happier Hour can make me dance; $1 grillers and medium drinks (except they never have Mountain Dew Baja Blast) can make anyone smile. Love cheesy fiesta potatoes? They got a wrap for it! Now my stomach may not love it, but let's be honest, yo quiero Taco Bell.

4. That gym membership that we really don't use

No judgement. Just like Planet Fitness, this is a judgement free zone. I go to Planet Fitness for $10/month and I used to loathe going. What I do wonder is why people just go to the gym to take selfies? You are paying $10-80/month to take a selfie? Move over so I can use the weights. Just a warning, that monthly membership adds up, so use it or drop it to save yourself money!

5. Alcohol

It costs $6 for a shot of Fireball in Diet Coke at a local club. It costs $7 for a mimosa. It costs $9 for a Sour Amaretto. It costs $0 for water. As stereotypical college kids, my friends and I would go to fraternity parties and get free alcohol. Free for the ladies and $5 for a cup for the men. Recently I sat down with a friend who is a member of a certain fraternity and he said they would spend $300 on alcohol per party....do you know what I could do with $300? I could buy 30 cockroaches at the Bronx Zoo and name them after people I do not like, buy 150 packs of gum, pay for my car to get detailed, or do the responsible thing and pay off student loans. Tip: If you plan on going out to a bar or club, only take a $20 for your alcohol purchases. You cannot spend more than $20, and you learn to not chug everything plus drink specials.

6. Textbooks

My sociology textbook was $200...why? Luckily my dad is an Amazon Prime wizard and can score awesome deals, but why do I need to spend $300+ every semester when we already pay $15-80,000 per year on tuition? Can there be a deal like pay your tuition, get free textbooks?

7. Spring Break


First of all, it is not forever; it is a week. For example, you are going to Panama City. You need to find a flight to get there and back, or gas money for you brave souls who drive down there, buy a room at a hotel for so many nights, buy food and alcohol, pay for taxis unless you plan on walking everywhere -- also, if you get a drinking ticket, then that is more money -- and money for restocking the mini bar. That all comes to a grand total of $800+. I am in no way putting down this awesome trip (if you need an extra person, and it is free, hit me up), but I do not have that money. I usually work during my spring breaks because I am poor, broke, and tired. However, I plan on going all out next winter break on a cruise because it will be off season and so much cheaper.

But remember, what happens on spring break doesn't stay in spring break.

One thing that they do not teach you in high school is how to survive college balling on a budget. Seriously, there needs to be a how to course on this! I did not write this article to put anyone down, but to make it known on why we are all broke. Yes, I love Wicked Taco but I do not want all my money to go towards it when I have piles of student loans. Just be mindful of what you are using your money towards, but also have fun. College is a lot or work, so if you have a huge exam and you passed it, you go get yourself a 24 oz margarita on Margarita Monday for $6, or a mani/pedi, or just time for a nap. We all deserve a little treat.

Cover Image Credit: Help Me, I'm Poor

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To The Friends I Won't Talk To After High School

I sincerely hope, every great quality I saw in you, was imprinted on the world.
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Hey,

So, for the last four years I’ve seen you almost everyday. I’ve learned about your annoying little brother, your dogs and your crazy weekend stories. I’ve seen you rock the awful freshman year fashion, date, attend homecoming, study for AP tests, and get accepted into college.

Thank you for asking me about my day, filling me in on your boy drama and giving me the World History homework. Thank you for complimenting my outfits, laughing at me presenting in class and listening to me complain about my parents. Thank you for sending me your Quizlets and being excited for my accomplishments- every single one of them. I appreciate it all because I know that soon I won’t really see you again. And that makes me sad. I’ll no longer see your face every Monday morning, wave hello to you in the hallways or eat lunch with you ever again. We won't live in the same city and sooner or later you might even forget my name.

We didn’t hang out after school but none the less you impacted me in a huge way. You supported my passions, stood up for me and made me laugh. You gave me advice on life the way you saw it and you didn’t have to but you did. I think maybe in just the smallest way, you influenced me. You made me believe that there’s lots of good people in this world that are nice just because they can be. You were real with me and that's all I can really ask for. We were never in the same friend group or got together on the weekends but you were still a good friend to me. You saw me grow up before your eyes and watched me walk into class late with Starbucks every day. I think people like you don’t get enough credit because I might not talk to you after high school but you are still so important to me. So thanks.

With that said, I truly hope that our paths cross one day in the future. You can tell me about how your brothers doing or how you regret the college you picked. Or maybe one day I’ll see you in the grocery store with a ring on your finger and I’ll be so happy you finally got what you deserved so many guys ago.

And if we ever do cross paths, I sincerely hope you became everything you wanted to be. I hope you traveled to Italy, got your dream job and found the love of your life. I hope you have beautiful children and a fluffy dog named Charlie. I hope you found success in love before wealth and I hope you depended on yourself for happiness before anything else. I hope you visited your mom in college and I hope you hugged your little sister every chance you got. She’s in high school now and you always tell her how that was the time of your life. I sincerely hope, every great quality I saw in you, was imprinted on the world.

And hey, maybe I’ll see you at the reunion and maybe just maybe you’ll remember my face. If so, I’d like to catch up, coffee?

Sincerely,

Me

Cover Image Credit: High school Musical

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8 Reasons I'll Take In-Store Shopping Over Online Shopping Any Day

In-store shopping shouldn't be disregarded.

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Lately, there have been many department stores closing due to the rise of online shopping as opposed to in-store shopping. According to Fox Business, this includes department stores such as Payless, Gymboree, Abercrombie & Fitch, and Dress Barn. The close of so many retail stores has led to more questions as to whether online shopping will become the only method of shopping.

However, just like with reading on a Kindle versus reading an actual book, not everyone prefers shopping online. At least, I don't prefer online shopping, and yes, I have tried shopping online for almost everything.

Here are eight reasons why shopping in the store will always be better than online shopping, no matter what other people have stated.

1. You can try on clothes

Clothes

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This is one of the biggest problems I have with online shopping! You can't try on the clothes before buying them online. Sure, you can try on the clothes you get once they've been shipped. But if you have trouble finding the right size, especially since for women every size in almost any store varies, then it becomes more of a hassle.

Yes, a lot of online shopping sites have a "find the right size" menu where it gives you multiple measurements that match certain sizes. But most of those measurements include waist, hip, stomach sizes, and who has time to measure all of that?

2. You can expect what you're going to get

Shopping

Becca McHaffie / Unsplash

With in-store shopping, you usually know what you get with buying an item. You know what the item looks like from seeing it in person, or with clothes you've felt the fabric and seen what it looks like in person. With online shopping, you basically don't know for sure what to expect until you receive the item in the mail. There are a lot of sites that may try to scam you where they'll present you with a clothing item that looks nice on the model until you receive it and it looks nothing like what you saw online. At least with in-store shopping, this doesn't happen as often.

3. No shipping expenses

Cost

Artem Beliaikin / Unsplash

The nice part with in-store shopping is you don't have to spend extra expenses on shipping. Although there are times when online shopping sites offer free shipping, on some sites, it's hard to find free shipping. And on a lot of sites, they will try to offer free shipping only if you buy items that are $50 or more, which means you have to pay for more to receive free shipping.

4. No wait to receive what you buy

Shipped Box

Tyler / Flickr

The great part about in-store shopping is you get the item right away, unless you ask for the item to be ordered in the store. With online shopping, you have to wait for the item to be sent. And although there are some shipping options that allow one-day shipping, you'll sometimes be charged more to receive the item early. With in-store shopping, at least you get the outfit you want or item you need as soon as you pay for it.

5. You can avoid additional shipping hazards

Shipping

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There are a lot of other shipping hassles that you have to go through besides waiting for the item to be shipped and the cost of shipping. You also have to worry about the item getting lost in the mail or if you'll receive it at the right address. And sometimes the item can get damaged during transit, which makes you feel like you wasted all of your money on buying the it.

6. You can speak to a sales representative in person

Sales Representative

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This is especially helpful for buying bras or a dress. With in-store shopping, you can talk to a sales representative and get their opinion before buying the item. Sure, online shopping has someone you can talk to online, but it's not the same since you aren't talking to them in person or trying on the clothes in front of them. With in-store shopping, they can give you advice when you try on the item and offer you alternatives if it doesn't fit, whereas with online shopping, they can only offer you general advice without seeing you try on the item.

7. The option to pay with cash

Cash

Sharon McCutcheon / Unsplash

If you hate paying with a debit card, then you probably would prefer in-store shopping. The problem with online shopping is that you can't pay with cash since you can't exactly transfer real money online except through a debit card. With in-store shopping, you at least always have the option of paying with cash.

8. You miss the experience of shopping in person

Shopping

freestocks.org / Unsplash

Lastly, what most people don't seem to understand is that with online shopping, you don't get the whole experience with in-store shopping. You don't get to walk through a mall, try on clothes, finger through the fabric, or see clothes or items in person. Instead, you have to sit behind a computer and shop. Though many people may like online shopping because you don't have to go through the hassle of dealing with people or lines in a store, you still miss out on real experiences with shopping.

So many people are already found in their houses behind a computer screen or buried in their phones. We already miss out on real experiences because we're too caught up in the digital world. So why should we do the same with shopping?

As you can see, shopping in person can have its own benefits to it. I'm not saying that online shopping is completely bad where you may not be able to purchase the item in the store. However, I also don't think that in-store shopping should be disregarded for online shopping. Not everyone enjoys shopping online completely, and by getting rid of in-store shopping, we miss out on the many different experiences that come with it.

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