5 Reasons Why Black People Are Still Broke

5 Reasons Why Black People Are Still Broke

Change needs to come.
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According to statistics from The State of Working America, African Americans made up about 12 percent of the population in the United States in 2015. They are also among the poorest races, with 27.5 percent of them living in poverty.

What's even more disturbing is that 45.6 percent of black children aged 6 and under live in poverty.

Essentially every other black kindergarten student is living in a home where the income is below what the government sees as necessary to live. Unfortunately, this trend continues for generations of black people and I believe that I know five important reasons as to why this race is so impoverished.

1. Black people spend more money than they make.

African Americans over the age of 18 make up 39 percent of Master Card holders. Of that 39 percent, many spend their limit monthly and seldom have the money to pay the balance in full at the end of the month. Essentially black people are spending money that they don't have and won't have at the end of the month. This trend of building never-ending debt is partially why their poverty numbers are so high.

2. Black people don't support black businesses.

Every race with the exception of black people seems to support the businesses of their own. Being an entrepreneur is one of the most popular ways to make high residual income. Black people buy products from brands such as Jordan, Louis Vuitton, and Ralph Lauren at an alarming rate.

The prices of these brands are very expensive, however, those same black people would cringe at the thought of paying $20 for a black-owned clothing product saying, "It's too expensive."

The question here would be is the product too expensive or not "renowned enough?"

3. Black people don't save their money.

As soon as black people get a huge chunk of money or their tax refund it appears that they all flock to the nearest high-end fashion spot to splurge. Seldom do black people save their funds or invest them into things that will last or that could make them more money down the line.

According to The State of Working America, black people spend 4 percent more money annually than any other race despite the fact that they are the least represented race and the race that lives in poverty at the highest rate. There's a clear problem, so read that sentence again and let it marinate.

4. Black people don't know how to invest.

If you ask many black people aged 18-25 it should not come as a surprise that investing in stocks or buying bonds is a foreign concept. Many young black people work and spend their money on items that either decrease in value after being bought or are not sustainable. Cars and sneakers are prime examples of such things.

5. Black people aren't working toward getting out of poverty.

Even after reading this article there are many black people that will not work towards changing their situation. After centuries of slavery, black people must realize that they are behind with regards to having generational wealth.

Black people must fight to create the wealth where they will have trust funds for their children or wealth that can be passed down. Too many black people tend to only worry about themselves and the money that they have in the moment. As a race, black people need to build for the future and get out of that mindset of the now.

Wealth is not everything, however, it has been proven that with it, you get better educational opportunities and a better environment for children to develop and go on to become well-functioning members of society. There are the Jay-Z's and P. Diddy's of the world but they are far and few in comparison with how most black people live.

Change needs to come, black people, this is something we have control over so no more excuses.

Image Credit: Quora

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To The Girl Struggling With Her Body Image

It's not about the size of your jeans, but the size of your heart, soul, and spirit.

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To the girl struggling with her body image,

You are more than the number on the scale. You are more than the number on your jeans and dresses. You are way more than the number of pounds you've gained or lost in whatever amount of time.

Weight is defined as the quantity of matter contained by a body or object. Weight does not define your self-worth, ambition or potential.

So many girls strive for validation through the various numbers associated with body image and it's really so sad seeing such beautiful, incredible women become discouraged over a few numbers that don't measure anything of true significance.

Yes, it is important to live a healthy lifestyle. Yes, it is important to take care of yourself. However, taking care of yourself includes your mental health as well. Neglecting either your mental or physical health will inflict problems on the other. It's very easy to get caught up in the idea that you're too heavy or too thin, which results in you possibly mistreating your body in some way.

Your body is your special, beautiful temple. It harbors all of your thoughts, feelings, characteristics, and ideas. Without it, you wouldn't be you. If you so wish to change it in a healthy way, then, by all means, go ahead. With that being said, don't make changes to impress or please someone else. You are the only person who is in charge of your body. No one else has the right to tell you whether or not your body is good enough. If you don't satisfy their standards, then you don't need that sort of negative influence in your life. That sort of manipulation and control is extremely unhealthy in its own regard.

Do not hold back on things you love or want to do because of how you interpret your body. You are enough. You are more than enough. You are more than your exterior. You are your inner being, your spirit. A smile and confidence are the most beautiful things you can wear.

It's not about the size of your jeans. It's about the size of your mind and heart. Embrace your body, observe and adore every curve, bone and stretch mark. Wear what makes you feel happy and comfortable in your own skin. Do your hair and makeup (or don't do either) to your heart's desire. Wear the crop top you've been eyeing up in that store window. Want a bikini body? Put a bikini on your body, simple.

So, as hard as it may seem sometimes, understand that the number on the scale doesn't measure the amount or significance of your contributions to this world. Just because that dress doesn't fit you like you had hoped doesn't mean that you're any less of a person.

Love your body, and your body will love you right back.

Cover Image Credit: Lauren Margliotti

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15 Amazing Junior Year Memories That I Don't Think A Busy Senior Year Will Make Me Forget

It's the last week of school, but I think of it more as the last week of my favorite year of high school.

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Ups and downs, highs and lows. Whatever I call the many bumps on the journey I had in the past nine months, that won't change the fact that the fun parts of the year were truly fun. I met so many new people and made so many new friends that I can't keep track of how quickly time is passing when I spend time with any of them. I learned so much new content in my classes that my brain hurts just trying to remember everything. I feel so happy when I imagine various moments in the past year that it just wouldn't be fitting to let them all fly away.

1. When Homecoming Dinner Couldn't Get Any Weirder

Let's just say that the restaurant wasn't as family-friendly as it had originally advertised. And, not to sound like a restaurant critic, but the food certainly didn't make up for the strange environment. In fact, I had to go home from feeling sick. But even with the mess that dinner was, the night was a crazy adventure that I doubt I'll forget anytime soon.

2. When We Went To Barnes & Noble To Study For Finals

One of my best friends and I have a tradition of going to either a local Starbucks or our Barnes & Noble just to study, and if we're not able to get our table (the one with a leg rest and outlets), then we can't focus. In fact, we'll stare at the people at our table until they leave on their own. Plus, once we get started on studying, the next two to three hours are nonstop working.

3. When We Celebrated Halloween By Hiking Through A Forest Five Times

Am I exaggerating? Absolutely not. For Halloween, a few of us volunteered at our local nature center to lead tours around the surrounding forest for the children who came to the event. From six in the evening to 11 in the night, we walked step after step through winding hills and large fields, and when the leg pain came afterward, we couldn't stop complaining.

4. When We Found A Planetarium So Close To Home

My dad and I found a small planetarium at a nearby college that was open every Friday night for anyone to visit, and we'd spend every Friday for two months going there to see how the star patterns had changed in the past week. Sometimes, I'd accidentally fall asleep during the presentations because I was exhausted from school that day, but being able to learn surface-level knowledge about astronomy was priceless.

5. When We Went To A Concert Twenty Minutes After Hearing About It

There was one time my best friend and I were studying for finals at Barnes & Noble back in December, and she brought up a concert happening at our school that was going on that night.

"Do you want to go?" I remember her asking.

So we drove quickly to school with half an hour left before it started by the time we reached. We sat there and stared at the school building, and this one song that neither of us will ever forget began playing on Spotify. That was probably the most nostalgic, heartbreaking moment I'd ever experienced. The school stared back at us, empty hallways lit up and visible through the windows, and I remember just thinking about how there would be a day that we'd see some of our friends for the last time before college.

The concert was amazing, though.

6. When We Drew Flowers On A Balloon In Physics

I had gotten a balloon in the previous class, which I brought with me to Physics. I should've known how bad of a decision it was on my part to mention the balloon because all of us took turns drawing flowers on it using a Sharpie. We were so tired that the only thing we could focus on was drawing plants.

7. When The Class Grew Glowing Bacteria Cultures

Unfortunately, our group couldn't grow our bacteria because of a small procedural error, but I still love this picture of another group's. It was magical to see how simple scientific concepts could come together to make microscopic bacteria glow just as brightly as huge stars in the sky do at night.

8. When We Watched An Episode Of "Friends" In Biology

I sometimes stumble upon this picture and laugh because we were all incomprehensibly tired in class that day. To make a point about the mystery of the debate between evolution and religion, our teacher showed us the episode of "Friends" where Phoebe and Ross debate the two concepts.

9. When Starbucks Could Never Spell My Name Correctly

As if this is the only instance of my name being spelled incorrectly. I've also received "Shraya" and "Shrenya" if we're wondering.

10. When A Club Induction Ceremony Felt A Bit Sinister

When they began to light the candles and made us stand up to take an oath (which, by the way, sounded oddly cult-like), a couple of us were wondering if we were supposed to feel a darker vibe. In any case, though, the cake they gave out afterward was the best I'd had in a while.

11. When We Built A Theme Park In Honor Of "The Great Gatsby"

Our AP Lang class channeled "The Great Gatsby" vibes when we were challenged to create a theme park that delved into the details of the book. Being tasked with creating a park for West Egg, this was the first time I got to meet three of the most amazing people.

12. When We Binge-Watched Two And A Half Seasons Of "Lucifer"

Another one of my best friends asked me one day if I'd ever seen the show "Lucifer," and I went on an entire spiel about how I watched every episode of the first season when it was on cable a few years ago.

"Okay, but do you remember any of it?" she asked.

"No, why?"

"Do you want to watch the show from the beginning?"

13. When We Went To Our Friends' Art Showcase

This showcase took place earlier in May, and it was amazing to see the talent right in our school. Three of my closest friends had their works on display, and I almost made a bet with myself to see if I'd fill up my phone storage with the countless pictures I was taking of their pieces.

14. When We Went To The Dam For An Entire Afternoon

It was unforgettable mainly because my family and I used to go to the dam all the time, but because this was probably the first time we'd gone in a year or so, I felt at home for the first time in a while. The dam is always serene, save for the sounds of children screaming and playing in the distance.

15. When We All Danced To "High School Musical" In The School Hallways

I even told the people I was with during this memory that I would never forget that night. Science Night had just ended, and with all the children gone home, we were left to clean up the experiment stations. Of course, before we could clean up, we all needed a bit of time for ourselves, and in the completely empty main hallway, five of us danced to "High School Musical" songs.

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