Student Savings & Shopping Cravings

Student Savings & Shopping Cravings

Save your account, and use your student discounts!

Expensive tuition, traumatizing student loans, and minimum wage are what an average college student has to juggle with. On top of that, there is a social life to fund and other expenses to cover. Sometimes looking at bill and doing routine calculations to see how long you can last until the next paycheck can get tiring - very fast. So to ease the financial distress a little bit, an accumulated list of stores that I have personally found to give discounts can be found below. Treat yourself from time to time, fellow academic - and try not to look at those price tags too much.

For clothes, I can personally attest that the following give student discounts that range between 10 - 15%. It may not be a lot, and sometimes particular stores won't let you combine discounts with preexisting coupons or store promotions, but it will never hurt your wallet to ask.

Topshop, Banana Republic, and ASOS all give student discounts. The amount ranges between the numbers stated above, and are applicable both in-store and online. As long as you can show your official student ID, you are guaranteed to save just a few extra dollars.

Stores like Charlotte Russe and Express also participate in giving student discount when provided with the official student ID, but only give it when it is an in-store purchase. Besides that, not all Charlotte Russe and Express stores participate in giving students discount. Most that I have gone to, will give you it - but some will not. So again, ask and see if you can save some money.

In terms of technology, most should have some kind of deals for students. Apple is a popular discounter, and is most well-known for its back-to-school deals which give you 'x' amount of money off of an Apple product purchase with the addition of some Beats headphones, sometimes. Lenovo, too, gives about ten percent off the overall online purchase if you buy from them through their site and not through a mass retailer like Best Buy.

As for programs, there are two that come to mind in terms of having student discounts. Softwares like Adobe and Norton typically give some kind of percentage off of their products and even have free versions to give out. In this case, you can appeal to your school tech team to see if they can set you up or get you an appeal for a cheaper price on some computer program.

Moving onto more important things: food. Food chains are generally already cheap, but some chains like Subway do give some discount. Again, one should always ask just to make sure. Otherwise, Chipotle and Chik-Fil-A are also known to give out free drinks with any order if you provide them with a student ID. A liquid won't fill you up, but it's something - and hopefully this article does just that - fill you up with hope and future savings.

Good luck out there!

Cover Image Credit: Flickr

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5 Reasons Why Black People Are Still Broke

Change needs to come.

According to statistics from The State of Working America, African Americans made up about 12 percent of the population in the United States in 2015. They are also among the poorest races, with 27.5 percent of them living in poverty.

What's even more disturbing is that 45.6 percent of black children aged 6 and under live in poverty.

Essentially every other black kindergarten student is living in a home where the income is below what the government sees as necessary to live. Unfortunately, this trend continues for generations of black people and I believe that I know five important reasons as to why this race is so impoverished.

1. Black people spend more money than they make.

African Americans over the age of 18 make up 39 percent of Master Card holders. Of that 39 percent, many spend their limit monthly and seldom have the money to pay the balance in full at the end of the month. Essentially black people are spending money that they don't have and won't have at the end of the month. This trend of building never-ending debt is partially why their poverty numbers are so high.

2. Black people don't support black businesses.

Every race with the exception of black people seems to support the businesses of their own. Being an entrepreneur is one of the most popular ways to make high residual income. Black people buy products from brands such as Jordan, Louis Vuitton, and Ralph Lauren at an alarming rate.

The prices of these brands are very expensive, however, those same black people would cringe at the thought of paying $20 for a black-owned clothing product saying, "It's too expensive."

The question here would be is the product too expensive or not "renowned enough?"

3. Black people don't save their money.

As soon as black people get a huge chunk of money or their tax refund it appears that they all flock to the nearest high-end fashion spot to splurge. Seldom do black people save their funds or invest them into things that will last or that could make them more money down the line.

According to The State of Working America, black people spend 4 percent more money annually than any other race despite the fact that they are the least represented race and the race that lives in poverty at the highest rate. There's a clear problem, so read that sentence again and let it marinate.

4. Black people don't know how to invest.

If you ask many black people aged 18-25 it should not come as a surprise that investing in stocks or buying bonds is a foreign concept. Many young black people work and spend their money on items that either decrease in value after being bought or are not sustainable. Cars and sneakers are prime examples of such things.

5. Black people aren't working toward getting out of poverty.

Even after reading this article there are many black people that will not work towards changing their situation. After centuries of slavery, black people must realize that they are behind with regards to having generational wealth.

Black people must fight to create the wealth where they will have trust funds for their children or wealth that can be passed down. Too many black people tend to only worry about themselves and the money that they have in the moment. As a race, black people need to build for the future and get out of that mindset of the now.

Wealth is not everything, however, it has been proven that with it, you get better educational opportunities and a better environment for children to develop and go on to become well-functioning members of society. There are the Jay-Z's and P. Diddy's of the world but they are far and few in comparison with how most black people live.

Change needs to come, black people, this is something we have control over so no more excuses.

Image Credit: Quora

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What To Get Your Girlfriend For Valentine's Day If She LOVES Disney

Faith, trust and pixie dust isn't the only things you want to give her on Valentine's Day.


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