5 GIFs That Floridians Can Relate to In October Heat

5 GIFs That Floridians Can Relate To In This October Heat

Here are five relatable GIFs if you too are over this humid 90-degree South Florida weather.

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If you can relate to these five GIFs you most probably live in Florida and you're ready for chillier weather.

1. This is the moment you've reached maximum annoyance.

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Do you really live in Florida if you've never experienced this moment? Honestly, how embarrassing is it to get up from your chair to see the sweaty imprint of your thighs and butt.

2. You really can't help but blurt this out any chance you get.

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Sometimes it just feels better to vocalize your annoyances. I'm not the only one, right?

3. You check the weather each morning with hope for breezy weather.

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A sad, bitter moment. Also when the "I live where you vacation" quote becomes overrated. R.I.P Floridians' enthusiasm for scarves, boots, and sweaters.

4. You do anything you can to keep your cool.

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Desperate times call for desperate measures, am I right? Well, I do actually own one of these fans that plugs into the charging port of my iPhone. Although you won't catch me using these on a day-to-day basis (in fear of becoming the next Floridian meme), they are great for trips to the Orlando theme parks!

5. When there is nothing you can do but wait.

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Isn't it funny how when it's hot we want cooler weather, but when it's too chilly us Floridians wish for our 90-degree weather back?

Hang in there, friends! Our spontaneous, fleeting cold front is coming soon...I hope.

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12 Reasons Why Rain is The Best

But only in small amounts. Floods are certainly not the best.
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1. Lightning.

There's nothing quite like watching lightning in the distance. Its basically mother nature's firework show. Which brings us to our next item...

2. Thunder.

The sound of thunder, for some reason, is really soothing to me. And my dog gets scared, which means he'll let me hug him, which is awesome. When I'm trying to go to sleep, theres nothing quite like the sound of thunder and...

3. Raindrops on the roof.

Honestly, I'd be hard pressed to come up with many sounds I like more. It just makes me feel infinitely more cozy and infinitely less guilty for being lazy. Speaking of which...

4. Sitting inside and doing absolutely nothing.

No shame. Just food and phone/laptop/TV screens. Nuff' said.

5. Getting caught in a summer rainstorm.

Its like mother nature's version of a warm shower.

6. Singing in the rain.

Personally never tried it, but its a great movie.

7. Rainbows.

Because everyone likes a good rainbow, and rainbows only come after rain. Scientifically proven to have a pot of gold at the end.

8. Double rainbows.

Scientifically proven to cause twice as much joy and excitement as a regular rainbow. However, the jury is still out on whether there is twice as much gold at the end.

9. It makes the world look better after it's done.

Flowers and other plants always look better after it rains, and the water on the pavement reflects all the new color. More beautiful is always better, am I right?

10. Catching raindrops on your tongue.

Looks kind of stupid but is strangely satisfying. I'd recommend it.

11. You don't have to shovel it.

Granted you can't ski or snowboard on it, but shoveling is probably my least favorite seasonal chore.

12. It's not sleet.

Sleet is like snow or rain with all the fun taken out of it. It's just ice falling from the sky. It's simply there to screw up your day. It's definitely the worst kind of precipitation. Except for maybe hail.

Cover Image Credit: Openclipart

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The Expense Of Hurricanes Should Not Be A Burden For Everyone

Imagine if the state of Florida stepped in and stopped the rebuilding and development of these areas that are prone to devastation, may cause the possibility of lowering homeowners' insurance for the rest of the citizens in Florida.

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The 2019 hurricane season starts in less than two months and I am wondering with the devastation that these storms cause on the shores of our country, when do we decide enough is enough and not allow victims to return and rebuild.

The official season for hurricanes is June 1st through November 30th. However, I want to focus primarily on the Florida coastal waters and the effects hurricanes have had on the state. Hurricane Michael depleted over and above the funds allocated for last year's storm season and it looks like Florida will start this season at a loss once again.

After Hurricane Andrew, the Florida Legislature created the Florida Hurricane Catastrophe Fund (FHCF). "The FHCF acts as a state-administered reinsurance program and is mandatory for residential property insurers writing covered policies in Florida. As of June 2018, this fund has a loss of ($1,279,762.00). The amount posted for hurricane losses is $2.5 billion. This loss was recorded well in advance of Hurricane Michael, hitting the panhandle in October 2018 with an estimated cost of damages of $25 billion.

Citizens Property Insurance Corporation was also established after Hurricane Andrew. It was created to provide coverage for home-owners that can't obtain insurance elsewhere. It is a not-for-profit insurer and is considered a last resort for homeowners. As the price of new homes increases so does the rate of homeowner insurance and many homeowners from the Keys to the Panhandle have seen their rates increase annually by 10% since 2010. This begs the question, why would anyone want to keep paying higher homeowners insurance year after year? With a higher percentage of Florida citizens in the retirement age, it seems that owning a home is more of a burden in areas that are prone to hurricanes.

When Hurricane Maria devasted Puerto Rico, it left the entire island in need of massive infrastructure rebuilding. Not only the political implications of the lack of funding for the island, but the images of destruction and personal suffering was heart-wrenching. Some are of the belief there is an economic benefit from a hurricane. After the initial blow to retail, fast food, and hospitals, there is a regrowth that puts many people back to work, if only for a temporary period and another hurricane does not come to make its way to that area for the next seven to ten years.

Yet, according to https://www.gfdl.noaa.gov/global-warming-and-hurricanes/, their models project that Atlantic hurricanes and tropical storms are substantially reduced in number, but have higher rainfall rates, particularly near the storm center, as well as potential higher intensity. This can be true for winter storms as well. Many of us have been caught in an airport or up in a northern state in the winter months and have difficulty returning to the sunshine state because of a storm that has pounded inches of snow along its path like a hurricane from the frozen tundra.

No one should be allowed to build a home in a floodplain or a flood zone. For that matter, areas that have been prone to wildfires, or fault lines. If every state looked at the areas that have been continuously destroyed by mother nature, and calculated the cost incurred to rebuild, decided to stop the bleeding and zone those areas as hazards, uninhabitable, or just government property, they will save billions of dollars for other much-needed services.

Imagine if the state of Florida stepped in and stopped the rebuilding and development of these areas that are prone to devastation, may cause the possibility of lowering homeowners' insurance for the rest of the citizens in Florida. The basic questions are, should Florida allow citizens to rebuild once their homes have been destroyed by a tropical storm? Think of it as an automobile, if the house is totaled the insurance company replaces the home. Just not in the same location.

The government has a duty to protect its citizens, and by that definition are in their rights to tell homeowners and developers the devastated area is no longer available for rebuilding. At what cost both financially and in human lives do the citizens of Florida allow the coastlines to be developed or rebuilt? If the developers and homeowners can rebuild the rest of the taxpayers and homeowners should not have to pay the increase in insurance rates or a hurricane relief tax.

The taxpayers of Florida don't want to pay a hurricane tax, they don't have a choice. Their elected officials side with the developers and the large money donor homeowners. Maybe the beach that has that $2 million home isn't meant to be there. Of course, there is a great view and the ocean or gulf coast is at your feet, as the shoreline slowly covers your property. Yet the erosion isn't going to happen in the next few years so why worry?

I can't understand why a person wants to own a home that no insurance company will insure. If these million-dollar homes on beaches meant for sunbathing, surfing, fishing, and Florida wildlife, are forever a part of Florida, maybe these homeowners need to be self-insured. Be solely responsible for the environment they own. Yet, the state of Florida has created legislation to help these people and can't figure out how to make affordable housing for the rest of the state.

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