Disabled Child vs. Health Insurance Company
Start writing a post
Health and Wellness

Disabled Child vs. Health Insurance Company

Disabled Child vs. Health Insurance Company
Frank Huscha

I have a close relative, Jared, who is 5 years old. He has Cerebral Palsy (CP). CP is a disorder that affects movement, posture, and muscle tone. On top of that Jared also has quite a list of other disorders which include, Periventricular Leukomalacia (PVL), Seizure Disorders, Broncho Pulmonary Dysplasia, Gastro Esophageal Reflux Disease (GERD), and Cortical Visual Impairment. As you can tell just from this extensive list that his parents have their hands full with just him. However, Jared is one of three siblings. He still remains the happiest little boy. Unfortunately, Jared cannot walk, talk, eat independently, or even sit up by himself.

His parents are trying the best they can to give him everything necessary in order to tackle these obstacles in his path. Jared has been in and out of hospitals since birth. His family has been trying to make ends meet, but between having three children and Jared's extensive medical expenses, it's been a struggle.

Jared's mother had been applying for him to receive Medicaid, but they kept getting denied. Luckily, after a full year of trying, he got accepted.

It sounds like the answer to their prayers? However, there are still many insurance related obstacles that they must overcome. The insurance company constantly gives them a hard time covering medication due to it having flavoring. What kid likes to take medicine with an after taste? Also, the insurance company refuses to pay for his special wheelchair because it's not deemed to be a necessity.

People are heartless to deny a disabled child funds to receive a medical necessary chair or even a walker. Jared's mother stated, “You call the Insurance Company and people who answer the phone have no clue what’s going on. So you talk to the next person. Finally, after talking to 5 people and telling the story 5 different times to actually talk to the right person.” This is a very flawed process. How can a company be run like this?

As a result of the lack of funds for Medication, Equipment, and Medical Bills Jared's family holds a fundraiser every year. They shouldn’t have to argue and fight for coverage. It should be a given as a result of being an American citizen. These insurance companies need to learn how to operate better. It is disgusting how heartless they can be.

Report this Content
This article has not been reviewed by Odyssey HQ and solely reflects the ideas and opinions of the creator.

A TikTok Ban? Nope, That's Not Happening

We've seen this movie before with the popular social media app.


Here we go again. There's a groundswell of support to ban TikTok in the United States.

Keep Reading... Show less
writing on a page with a hand holding a pen as if the person is beginning to write something

Looking for some inspiration to kick off your Monday? Check out these articles by our talented team of response writers! From poetry to tips for manifesting your dream life, there's something for everyone.

Keep Reading... Show less

Exploring the Superbowl's Historic 50 Year Legacy!

Building up to next Sunday

football game
astros / Flickr

The Superbowl is the biggest football event of the year, and the 50-year history of the competition has seen a lot of memorable moments. The event first began in 1967, when the first AFL-NFL World Championship Game was played in Los Angeles. Since then, the NFL has grown from a small regional competition to an international phenomenon. Over the course of the last 50 years, the Superbowl has seen some amazing plays, memorable moments and incredible records. This includes Tom Brady's record of five Superbowl titles, the first time the Patriots won three consecutive championships, and the Steelers' record of six Superbowl titles. The event has also become a cultural phenomenon, with millions of people tuning in each year to watch the big game. There are now commercials, halftime shows, and other events that make the Superbowl a true American spectacle.

Keep Reading... Show less
11 Genres Of Music That Originated From Black Culture

Numbers don't lie, up in the charts many times, black culture has defined the music industry. Music is a worldly language that can be understood by people all over the world. You bet black culture has taken over the music industry, but not from the way you may think. I'm not talking about their prominent presence in the rap game, but the origins of eleven different genres of music. Black culture is always using their heritage and ancestral knowledge to transmute the current energy to a higher frequency. Personally, I'm not surprised that many of these music genres have originated from black culture. Thankfully, I've been able to grow up in a diverse environment. I can only thrive in a diversity of friends.

Keep Reading... Show less

The Influence Of Music

Music is more than just instruments and vocals.

Elyse Music

Music is a powerful concept all on its own. There’s something alluring about being able to cut out the rest of the world, and surrounding yourself with harmonious sounds that synthesize together in a pleasant manner.

Keep Reading... Show less

Subscribe to Our Newsletter

Facebook Comments