1. When people ask what you want for Christmas and you have to lie.
You really want that brand new iPhone and 80 inch TV, but it'd look pathetic if they got that for you and you can only afford to give them a $15 Starbucks gift card in return...
2. Knowing your mom deserves the world and more, but you can barely afford a Yankee Candle.
"Next year I'm going to save up to get my mom a super expensive Christmas gift!!!" - Every poor person in their 20's
3. Wanting to go hardcore at decorating and getting all the best decorations for the house, but you end up having to get your Christmas tree at the Big Lots clearance section.
...and it falls apart before Christmas day even gets here.
4. Feeling bad about not giving the Santa at the grocery store any money for their Christmas Charity.
5. Trying to figure out what to bring to the family Christmas dinner.
You always end up offering to bring "drinks", aka the 99 cent two-liter soda's they have on sale at Walmart.