There are really only two ways in this world to spend your money:

1. You can spend your money on material items. You can work all of your life to have a nice car, a large house, a fancy watch, brand name clothing and the newest technology.

Or...

2. You can spend your money on experience. You can purchase plane tickets, and go to a place that you have never been. You can buy music festivals tickets, and dance the night away to your favorite artists. You can spend your money on countless adventures.

Now, I am in no way in any position to tell you how to spend your money. In fact, I am a college student who will soon be drowning in debt. I currently have a job where I make one dollar above the minimum wage. I do not always spend my money wisely (today, I bought a $10 sandwich). But you know what? Even though I may not be the first person you turn to for financial advice, I have decided that I am going to put in my two cents on the topic anyway. I mean, this is my article, so why not?

I think that you should buy the ticket, and take the ride. I think that you should travel, and travel often. Try new things in new places. Immerse yourself in different cultures. Traveling is a great way to discover who you are and what you value.

I think that you should buy those music festival tickets. Yes, I know that they are hundreds of dollars, but the memories you make will be priceless. Take some of your best friends, buy some cute outfits and go have the time of your life. Try to forget about Snapchat and documenting the whole show, and just listen to the music and enjoy the experience.

I think that you should fill up your gas tank, and take a road trip. Pack a cooler and get out of town. Stop in some places that you have always wanted to see, and snap some cool pictures. Take a challenging hike. Jump off the cliff into the cold water. Set up a tent and roast some marshmallows. Enjoy the outdoors.

I don't think that you should buy that designer watch. Although the watch may be cheaper than taking a trip, it doesn't hold the same value. When you go to lunch with your friends, do you want to talk about the time you walked into Nordstrom and bought the nice shoes that you're wearing, or do you want to tell them all about how you went skydiving, or white water rafting, or about the amazing sunrise that you saw in the mountains?

All I am saying is that material items do not matter. In all honesty, I don't care that your watch is Michael Kors. I don't care that you purse is Louis Vuitton. I don't care. I care about what you have done with your life, what you have experienced and your plans for the future.

At your funeral, no one will stand up and talk about the nice shoe collection you had. People will remember the memories that you created with them. So invest your money in creating those memories.

I also know that you have a job, a family and bills to pay. Make a list of what you want to experience in this life, and find a way to make it happen.

I know that money can be a touchy subject, and it's not always so easy. I get that. The money that I am referring to in this article is your "spending money," or the extra cash you have that does not go toward bills and necessities.

So there you go. There's your financial advice from a 19-year-old college student that just spent a whole day's worth of tip money on a turkey-bacon sandwich.

Now go out there and live.