If you are a student like me, most likely every penny counts. And while we always tell ourselves at the beginning of the month, that this time around things will be different, we still somehow end up with a lot month left while the money is all gone.
Somehow the expenses just sneak up on us and before we know it we have spent more than we told ourselves we would. Here is a list of items you should avoid spending money on.
1. Stop buying yourself coffee every day
While it could be quite tempting to stop at Starbucks on your way to school or work in the morning, it can be a very expensive habit. Instead, why don't you make your own cup to go at home and while you might have to get up a bit earlier, you certainly won't be wasting your time in a drive-through?
2. The same goes for lunch
Yes, it's so easy to just buy lunch every day instead of investing the time and energy the night before or in the morning to make your own lunch. However, chances are that you would not only save yourself quite a bit of money if you made it but you would also tend to eat healthier than going with one of the fast food options that are available.
3. Fast fashion
It is true, H&M and the sorts do have super cute clothes to really affordable prizes but how often do you find yourself having to throw away that item after a couple of months because it has holes in it or other flaws that make it impossible to wear? Instead, you should invest in some more high-end pieces that will last you longer. While you might not enjoy paying for them at the time, it will definitely save you money in the long run.
4. Unnecessary memberships
At the time it might seem like a really great idea to join that gym or subscribe to that online website but how much use do you actually get out of it? If you notice that you are not using it as much as you initially thought, cancel that membership. That is money that you would be able to save each month instead of it going to something that you don't use enough to make it worth your while.
5. Shipping and other fees
Too often we believe that we need something right away that we pay outrages shipping and handling fees to get it the very next day. Unless this is an emergency always go with the option that doesn't cost you extra. Yes, you might have to wait a while but what's wrong with that? Wasn't the anticipation about Christmas as a child almost better than the actual event? It's ok to not have everything right away!
6. Paying for things that you might get for free or at a discounted price
Especially if you are a student like me, there are amazing discounts out there that we might not be aware of. Being a student has many perks of getting discounts or things for free is one of them. Of course, these are things that are not hugely advertised so go out of your way to find out about them. You might be surprised to see that you can actually get that concert ticket for half the price with your student ID instead of having to pay full. This will definitely save you money each month.
There are tons of ways in which you can save money each month. Take some time and really look at your spending habits and see where you can cut back. Yes, it's tedious to do but it is part of becoming an adult, so get used to it!