SIM Only vs Phone Contract: What Should I Choose?

SIM Only vs Phone Contract: What Should I Choose?

There is a wide variety of phones for you to choose from the fantastic brands available in the market.


This includes LG, Window, Nokia, Samsung and Apple, which means that you are sure to find a mobile phone that meets your preferences and tastes. However, the only available options for owning a mobile phone are a SIM-only deal and a contract.

SIM-only Contracts - Choose the handset you prefer, and buy the phone outright. Then, you will have to pay a package for only the data, texts and minutes you want.

Mobile Phone Contracts - Pick your desired handset plus the term of the contract. You will make instalments over a certain period (which is fixed) to pay off the phone's cost, whilst having data, texts and minutes included in the package.

Types of SIM-only Deals

1) Pay As You Go (PAYG) SIM-only Contracts

• You will not be tied in a fixed term.
• You will only pay for the data, texts and minutes you use.

2) Pay Monthly SIM-only Contracts

• Available on all types of SIMs
• You will pay for the contract every month, and you must pass a credit score.
• Typically, contracts are over a period of one to two years.
• Choose the package that has the right level of data, texts and minutes.

What is apparent in the mobile phone industry, however, is that customers are paying more than they should on a phone contract. Typically, on average, you are likely spending 92 pounds more over the contract term and staggeringly, Briton mobile user are collectively wasting 355 million pounds by opting not to renegotiate their contract after the first 24-month period.

That's crucial since the handset cost is normally incorporated into monthly payments. So, you should have paid off your handset off after two years, and after this, you would be entitled to an enormous discount on your fees. That's unless you will be picking another handset to use, and it comes with another 24-month term.

Therefore, you should always keep in mind the time your mobile phone contract will come to an end and make sure that your fees are reduced when applicable. Then, you can now switch to a SIM-only deal. There are superb, affordable packages available. Hence, when your contract has come to an end, you will only be left paying the ongoing tariff rate.

Also, once your contract comes to an end, you can sell your old mobile device, then grab another 24-month deal on any of the latest and fabulous smartphones. You can use this money on your new handset, and surprisingly you will still get a fair amount of cash for your old phone.

SIM-only vs Phone Contract

Most people tend to go for a mobile contract rather than the SIM-only deals. It is quite easy to see the reason why when you consider the outlay that's needed to afford the mobile phone. The better smartphones available on the market cost 600 pounds and above, which is a high amount needed to purchase the handset outright. Keep in mind that there are some companies that can help you with upfront handset cost if you would like to choose this option. You should shop around, there are flexible finance plans available.

With a SIM-only contract, on the other hand, you'll pay slightly less over a period of 24 months, meaning that you will save some money. Of course, you will have to weigh up whether it is better saving long term and then pay the initial lump sum. Also, with SIM-only, there is the benefit of getting a totally unlocked phone. This is ideal for people who travel a lot and need to use foreign SIM cards, avoiding extra overseas costs plus data charges.

Mobile Phone Contract Benefits

• Get a new phone every 2 years.
• Include data usage, text and minutes in your contract.
• Spread the handset cost over 24 months.

SIM-only Contract Benefits

• Pay only for texts, texts and data you use.
• Enjoy an unlocked mobile phone, suitable for any type of SIM.
• Tied into a particular network for only one month.

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10 Fun Facts About Animals That Will 100% Make Your Day

A little animal pick-me-up.


The beautiful world that we live in is filled with so many different animals that are all unique and special. There's something to learn from each living creature on our Earth. Here are some facts about animals that will surely make you smile and maybe give you the pick up that you need!

1. 3% of the ice in Antarctica is made of penguin urine

Penguins really make their mark.

2. Dolphins name their friends

Dolphins associate a sound to each of their friends.

3. Cows love to listen to music

Cows have been shown to produce more milk when listening to slow music.

4. And they have best friends

They get stressed out when their best friend is not with them.

5. Honeybees know how to dance

They dance to survive and tell fellow honeybees where the flowers are.

6. Rats like to be tickled

Rats laugh when tickled. Who doesn't like to be tickled?

7. Squirrels will adopt orphans

If baby squirrels are left abandoned, fellow squirrels will take them in.

8. Elephants self-soothe

We all need some self love.

9. Worms want companionship and with companions snuggle

We all love to snuggle, even worms.

10. Quokka's can smile

I think I found my new favorite animal.

Hopefully, these facts about animals make you feel warm and fuzzy. Have a great day.

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Exclusive Interview With Soul Singer December Rose

Exclusive Interview With Soul Singer December Rose


Soul Singer Rosie La Posta who goes under the moniker of December Rose releases the ballad Hanging On. Finding a vocal style of her own, she hits all the notes effortlessly. You can hear past influences but she still keeps contemporary. Think Andra Day'smega smash Rise Up. As far the inspiration behind the song, Rosie says, "Besides the grief of a crumbling relationship, the hardest part in moving on is realizing neither person ever really closed the door. 'Hanging On' really paints the melancholy of the process." She first made waves her first single "Ball Game" which received a New Artist Spotlight award and was featured on AOL/Slacker Radio's "New Pop First" channel. Give it a stream.

Can you tell us a bit about your new song Hanging On?

For sure! So 'Hanging On' is about the "elephant in the room" everyone is ignoring. The relationship is crumbling, no one's letting go and closing the door to that chapter in their lives. The song carries listeners through the reminiscing sweet encounter and desperate plea for truth to set them free.

How would you describe your sound?

Always the hardest question to answer!! haha With all the new music I've been working on, there's been a huge musical maturation. With that said, there is a lot of influence of different genres, but to keep it simple, I'd say Adele meets One Republic, meets Gavin DeGraw, meets Amy Winehouse.

What's your song writing routine like?

This has evolved a ton over the years and still haven't really found a routine. My most creative moments are usually in the mornings, in the shower, and while on public transit around the city. Super random!!! I think on average these are the times my mind has the freedom to just think about anything. So, little melodies or song concepts might come to mind, or lyrics. Sometimes on a great day, all of these things come together at the same time. Little by little I build it. I don't force the song to come together in one day if it's not there. I let the idea "sit on the slow cooker" until it's ready (can be super quick or super long).

Are you playing any shows soon?

With the holidays approaching, no shows for the rest of 2018, but booking for 2019 already so all that information will be up on my website shortly. (

Whats your favorite social media app?


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