Perks Of Being The Oldest Child

Perks Of Being The Oldest Child

It's you the others have to be compared to
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Being the older sibling is both a blessing and a nightmare. For example, you're no longer alone and you have someone younger and easier to put the blame on too. Unfortunately, it also means you know the bliss of being an only child as well. Sometimes, you even look back on those days with a fond and yearning smile but just remember - bear through it all - life would be less colorful without your younger sibling(s) - (you may interpret that last part with whatever kind of connotation you feel befitting of it). Anyway, with age comes responsibility, and sometimes a little brat that keeps trying to get you in trouble, right?

Unfortunately for you, for us, that answer is a, "Right, yes," or maybe even a,"Oh yeah, please help me." But do not despair! There is always some sunshine to the rain, and you may just need to be reminded of it.

Being the older sibling, means you have someone smaller and younger to put the blame on. While the popular preconception is that the younger ones always get the bigger ones in trouble, it can actually sometimes go the other way around. Little Sally was the one who broke the remote, not you - you're too smart to play around with such a thing anyway, right?

Besides that, being older also means you get to set the bar as high as you want. Of course, if you've been an only child for a while, that might mean that you might not have even known that you would ever become a standard your other future siblings should aspire to be, but hey - at least you won't have any expectations set by others to live up to like them. Other than that, you also get more responsibility compared to your other siblings, and while that can be a double-edged sword in itself - the advantages of having more authority and control usually outweigh the disadvantages in the end.

And did I mention that you have more authority as the older sibling? Yes, I did - and that also means you get to be more bossy with your siblings. You get to pass on your chores on to them and have them cater to your whims because 1) you're older - they "have" to listen to you, and 2) you have more "important" things to take care of rather than take the trash out; your college applications take precedence over trivial chores.

So the lesson at the end of the day is that being older does not mean having more burdens to carry on. Sure, at times your siblings may seem exactly like that - burdens, but all in all, being older means having things better. You have more power over the others, you get to claim things first, you on't have to get hand-me downs, etcetera; the list goes on!


So keep your head help up high, older sister/brother, and keep your patience up while you're at it too!

Cover Image Credit: J Stimp

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To The Nursing Major

Is it all worth it?
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"You're going to feel like quitting. You're going to struggle. You'll have days where you'll wonder, 'what's it all for?'

You'll have days when people attempt to break you down, or challenge your intelligence, skills, and right to be where you are. You'll have moments when you question your own abilities, and perhaps your sanity - but you'll rise.

You'll rise because your strength as a nurse is not determined by one grade, one shift or one job - it's an ongoing journey of learning, honor, humility and a chance to make even the smallest difference in the lives of your patients."

Don't ever give up on achieving your dreams to be a nurse. Keep pushing forward, no matter how hard it is. Nursing is not an easy major. You will have very little, if any, time to do anything other than study. But just think about how great it will feel to connect with a patient, pray with them, and even save his or her life.

This will make all of the late night studying, weekly breakdowns, countless cups of coffee, and tests so hard all you want to do is cry, worth it. To see a patient's face light up when you walk in his or her room will make your heart melt and you'll know you chose the right major.

The kind of nurse you will be isn't based on a test grade, it's based on your heart for the people you are caring for. You may have failed a class, but don't let that ruin you. Try again and keep pushing toward your goal. Don't allow others around you to drag you down and tell you that you aren't good enough to be a nurse.

Show them how strong you are and that you will never give up.

There will be days when all you want to do is quit, I know I question my major more than once a week; however, there is a patient out there that needs you and your caring heart. You can do this, have faith in yourself that you can move mountains.

I will say that you definitely must have a heart for nursing.

Personally, I want to be a Pediatric Oncologist and work at St. Jude Children's Research Hospital. Just the thought of those precious children going through the hardest part of their lives, keeps me going so that I can be there for them. I want to be a light to my patients and their families during a dark time. When I feel like giving up, I just think about how many lives I have the chance to touch and I keep on going.

So when you feel like giving up, just think about your future patients and how you can make a difference, even if its only for one person. I love the quote from Katie Davis that states, "I will not change the world, Jesus will do that. But I can change the world for one person. So I will keep loving, one person at a time."

Even though this quote is about foreign missions, I believe it fits the mold for nursing as well.

Nurses have the opportunity to change the world for people every day. Just remember that, smile, don't give up, and keep pushing toward your goal.

Cover Image Credit: chla.org

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5 Things That ALL Millennials Get Wrong About Investing

Millennials tend to save more conservatively and our aversion to taking risks may prevent us from reaching our full wealth potential.

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Millennials get a bad rap when it comes to making personal finance decisions. But while we may enjoy our avocado toast, surprisingly enough, we're also saving more money than previous generations. We also tend to save more conservatively and our aversion to taking risks may prevent us from reaching our full wealth potential.

Here's what millennials get right about their money and where room for improvement exists.

1. We wait too long to start

Even though experts have long recommended starting an investment portfolio as young as possible, many millennials hesitate when it comes to opening their own trading accounts. This results in missing out on the opportunity to sit back and watch our money grow through compound interest.

Many of us utilize savings accounts but relying solely upon these avenues prevents us from letting our money do the heavy lifting for us. Most savings accounts pay relatively little in terms of interest, often less than 1%. Throwing all our money into savings accounts earns us mere pennies for each $100 we invest.

Instead, millennials need to harness the power of the stock market which provides far more in terms of long-term financial gains.

2. We overvalue cash

Because we came of age during an era of financial crisis, millennials shy away from the stock market. But this hesitancy costs us big time in terms of future economic freedom.

No reward comes without risk, and by far the easiest way to reap huge financial gains remains investing in high-yield growth stocks. The best time to take any financial risk occurs before age 35, before the expenses related to home ownership and child-rearing require more financial conservancy.

Stashing away a small amount of cash under our mattresses for emergencies can't hurt, but wasting valuable time simply saving for a rainy day impacts our long-term wealth. If you're hesitant about investing on your own, hire a qualified financial advisor to manage your investment portfolio.

3. We miss out on tax deductions

Failing to diversify investments means missing out on valuable deductions come tax time. While interest from savings accounts gets taxed at the same rate as ordinary income, the capital gains tax rate remains substantially lower.

In addition, certain types of investments, such as investments in oil and gas partnerships, allow taxpayers to take advantage of government subsidies to offset any potential risks to capital.

Millennials do themselves a disservice by failing to seize these opportunities, as experts predict no decrease in demand for these resources over the next few years.

Even making an additional contribution to a 401k or other qualified retirement account can offset tax liability but far too few of us take advantage of this potential tax-buster!

4. We don't do enough diversifying 

Even though one out of every six millennials possesses over $100,000 in assets, few take the time to adequately diversify their investment portfolio. A strong portfolio consists of a mix of high-risk, high-yield stocks, steady, reliable blue-chip stocks, bonds and other forms of property.

Failing to diversify costs us big time in the long term. No matter how much cash we stash away today, inflation remains a powerful force that decreases the value of each dollar saved over the life of our savings.

The only way to account for price increases due to inflation remains investing in the stock market, where gains have a reasonable expectation of keeping pace.

5. We ignore history

Many millennials, myself included, tend to panic when we hear news stories of the stock market rising and falling at breakneck speeds. Indeed, current fluctuations in the Dow tempt many of us to pull out of riskier investments in exchange for less risky vehicles such as bonds.

Savvy millennials, though, resist the temptation to abandon ship.

Historically, investments in the stock market pay off over the long term. Market ups and downs tend to balance out over time.

Despite saving more than ever, we millennials need to educate ourselves about the importance of building a diversified investment portfolio.

Being willing to take greater risks while we're young will lead to a wealthier, more financially free retirement down the line. We millennials must learn to make our money work for us!

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