Just recently, I have relocated into an apartment of my own. It's all very exciting, but there are also a lot of things that I never thought about before moving out became a reality. Granted, I have some wonderful parents that are helping me with my rent, but I am going to try and pick up the rest of my needs as much as I can. But for those of you who are considering moving out of your parents' house sometime in the near future, here are some things to consider.

First off, you'll need a job that pays decently (unless your parents plan on funding your new adult life in full), some money management skills, and a whole lot of will power. And, yes, I am still in college so time management will be useful as well if you choose to be a full-time student and a developing adult at the same time! In addition to these basic guidelines, here are some other things to think about.

1. Credit score.

A credit score, is not necessary, but it does help. A lot of companies like to do credit checks before they provide you with their services. If you don't have one, you can probably put your bills under your parents' name but you should still consider starting to build your credit. I started building my credit when I was 18. I was approved for a student credit card through Discover bank. The student credit card is great, but you should not get used to its perks.

Discover Student Credit cards do not have any interest rate, so no matter how high of a charge you put on the card, you will not be charged interest. This is not typical; most big banks will charge you interest. So don't get used to charging everything to your credit card. Budget the hard cash you have (either in hand or in the bank) to pay your bills and save your credit card for emergencies. You have to keep some sort of balance on the card to build credit, usually around 10 percent of your line of credit is sufficient to show lenders you are capable of self control. Having credit opens a lot of doors!

2. Electricity bill.

Electricity in your new place is now your responsibility. Your electric provider will do a credit check to see how much your deposit will be. the better your score the smaller your deposit is. This should be an easy bill to remember every month, otherwise you'll find yourself in the dark.

3. Insurance.

If you are renting your new place, you may want to consider getting renter's insurance. It protects your valuables in your new place just in case of a break in, or any other event that may cause damage. It's about $200 dollars per year, so it isn't too bad. If you and your parents are still living in the same state and you are still young enough to be on your parents' insurance, most likely you can stay on their policy.

If you are like me, and you are living in a different state from your parents you have one of two options. Stay on your parent's insurance and register your vehicle in their state and get a license from that state. However, changing your state of residency may cause problems if you are a student receiving in-state tuition. So, to make college more affordable you may want to get your own auto insurance policy. The price of this can vary depending on your age and marital status.

4. Groceries.

You are also responsible for going to the store and buying your own groceries! Try to buy healthy things and not just junk food. It is best to budget out how much money you will need to spend on groceries every week and go with a list of items that you need to get so you why be buying unnecessary junk food. Fast food can eat up your money supply fast, so it will be beneficial if you learn to cook homemade meals. You can always take left overs to work and school as well, so you won't have to buy fast food when you're out and about.

5. Internet.

Internet and cable are also a must-have. It cures boredom, helps with homework and allows for online gaming! There are many different providers that offer different packages with varying price ranges. I went with the second most simple package from AT&T and it's about $100 a month for TV and internet. So it is definitely doable with careful budgeting.