Six Cryptocurrencies to Keep Your Eye On in 2018

Six Cryptocurrencies to Keep Your Eye On in 2018

Six promising coins that you need to keep on your radar for 2018:

Cryptocurrencies dominated the headlines for most of the second half of 2017. But after the massive highs enjoyed by bitcoin in mid-December and the subsequent drop that has seen it shed almost two thirds of its peak value, you might be wondering what is in store for digital currencies in 2018.

There are plenty of digital currencies other than bitcoin that hold massive potential. Here are six promising coins that you need to keep on your radar for 2018:

Stellar Lumens (XLM)

Stellar Lumens describes itself as a distributed infrastructure for facilitating international payments. Its main objective is to reduce the costs and duration of international money transfer, offering an improvement over the current system. It allows its users to carry out transactions in multiple currencies on an international scale.

The main advantages of Stellar include the fact that this open platform protocol allows any developer to build on their foundation. It also employs a democratized system whereby any token holder has the right to vote on the use of funds that the system gets from transaction fees.

One of its main priorities for 2018 is to implement the Lightning Network so as to allow for a higher volume of transactions and to increase the network’s security. Testing is already under way on this proposed update. The Stellar Lumens token (XLM), is currently trading at $0.22 as at press time and it has a market cap of slightly more than $4 billion, giving it the 8th position on crypto charts according to CoinBud’s cryptocurrency list.


The most outstanding feature of Monero is its high anonymity. Even though its network makes use of a public ledger system, it has features in place to obfuscate the details of transactions so as to make them virtually untraceable. This feature makes it attractive not only for operators in the dark web, but also for any other crypto users who for some reason require anonymity.

One such application is making anonymous charitable donations. Using this network, a donor ensures that the recipient will not be able to trace their identity and place them on a mailing list. In 2018, increasing concerns when it comes to regulations might make contribute to an increase in the demand for anonymous crypto transactions.

The network recently updated its system to counter the potential threat of ASIC mining. Monero currently ranks 11th on charts with a cryptocurrency market cap of $2.9 billion. Its native token (XMR) is currently trading at $183 as at press time.

Ethereum (ETH)

Ethereum is considered one of bitcoin’s top competitors and for good reason. The platform was basically built to improve on some aspects of the bitcoin network. To this end, it is not limited to facilitating financial transactions but also allows for the creation and deployment of other applications on its foundational framework. It also incorporates a smart contract functionality that allows for the automated execution of agreements without the need for legal representation or notaries acting as intermediaries.

This combination of features has made it a favorite for developers as it simplifies the process of creating decentralized apps (DApps). As a result, a majority of Initial Coin Offerings are deployed on the ethereum platform and this has contributed massively to its popularity.

Since ICOs are unlikely to go anywhere any time soon, this makes ethereum one to watch in 2018. The network is set to implement a consensus shift from the energy-intensive Proof-of-Work algorithm to Proof-of-Stake. It is also planning on adopting various scalability approaches including sharding so as to keep up with rising popularity. Ethereum ranks second to bitcoin with a market cap of $45.4 billion and current price of Ethereum (ETH) is $459.83.

Ripple (XRP)

Ripple has the objective of decentralizing payments but what sets it apart from a majority of cryptocurrencies is that it is working together with legacy financial institutions to enhance their operations. This has led to its widespread adoption by major banks and payment service providers around the world. In Japan, for instance, almost 40% of the banks are embracing the Ripple network.

Another highlight of the platform is that it does not require the energy-intensive mining processes associated with most crypto networks. This is because its innovative consensus protocol does not rely on mining. The network enables near-instant cash transfers on an international scale at a much lower cost than traditional systems.

Its close association with banks is what gives this coin a position on our list. Ripple is the third cryptocurrency with a market cap of $21.3 billion. Ripple Price is currently trading at $0.54.


As the acronym suggests, IOTA was designed for the Internet of Things (IoT). But it stands out in the sea of cryptocurrencies by virtue of the fact that it does not use the typical blockchain ledger. Instead, it has what is referred to as The Tangle, a concept built on the foundation of Directed Acyclic Graphs (DAG. This system eliminates the need for miners to verify transactions subsequently removing transaction fees, network congestion and delays. This concept has no limit for the number of transactions that can be confirmed per second, at least theoretically, making way for limitless scalability.

This system is geared towards facilitating easy exchanges between IoT participants. To this end, it has partnered with some big names in the industry who are also keen on adopting IoT technology. These include Volkswagen, Innogy, Accenture, Bosch and Fujitsu among others. It has already launched a data marketplace that allows any connected device to access data in an open marketplace.

IOTA’s outstanding features such as the limitless scalability and feeless transaction system earn it a spot on the list as these are the major challenges facing other popular networks. IOTA currently sits in the 10th spot with a market cap of $3.3 billion and price per token (MIOTA) of $1.19.


NEM is an acronym for the New Economic Movement and it powers what it referred to as the Smart Asset System. It was designed to serve as an open protocol that provides easy access to API tools for customization purposes. This makes it a flexible choice for developers wishing to deploy blockchain solutions on the platform as it has structured tools for that specific role.

NEM devised a custom consensus system known as the Proof-of-Importance. This algorithm works more or less like the Proof-of-Stake system but has the advantage of conserving energy. In comparison to Proof-of-Work, this concept has higher scalability potential.

The system does not rely on mining but rather, it allows its users to act as nodes to earn block creation rewards and collect fees for the transactions they process. It employs a unique algorithm known as Eigentrust to reduce the possibility of malicious activity by having nodes judge each other and optimize on the load balance.

These unique properties are what give the NEM network a position on the cryptocurrencies to watch list. One NEM token (XEM) is currently trading at $0.25, with a market cap of $2.3 billion which places it in the 14th position on crypto charts.

The year 2018 got off to a rocky start for the crypto market with most of the currencies currently trading way below their December and early January peaks. But with the regulatory developments, protocol improvements and notable partnerships with mainstream players currently being experienced in the space, this is going to be a milestone year for the coins listed above and the market as a whole.

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To The Nursing Major

Is it all worth it?

"You're going to feel like quitting. You're going to struggle. You'll have days where you'll wonder, 'what's it all for?'

You'll have days when people attempt to break you down, or challenge your intelligence, skills, and right to be where you are. You'll have moments when you question your own abilities, and perhaps your sanity - but you'll rise.

You'll rise because your strength as a nurse is not determined by one grade, one shift or one job - it's an ongoing journey of learning, honor, humility and a chance to make even the smallest difference in the lives of your patients."

Don't ever give up on achieving your dreams to be a nurse. Keep pushing forward, no matter how hard it is. Nursing is not an easy major. You will have very little, if any, time to do anything other than study. But just think about how great it will feel to connect with a patient, pray with them, and even save his or her life.

This will make all of the late night studying, weekly breakdowns, countless cups of coffee, and tests so hard all you want to do is cry, worth it. To see a patient's face light up when you walk in his or her room will make your heart melt and you'll know you chose the right major.

The kind of nurse you will be isn't based on a test grade, it's based on your heart for the people you are caring for. You may have failed a class, but don't let that ruin you. Try again and keep pushing toward your goal. Don't allow others around you to drag you down and tell you that you aren't good enough to be a nurse.

Show them how strong you are and that you will never give up.

There will be days when all you want to do is quit, I know I question my major more than once a week; however, there is a patient out there that needs you and your caring heart. You can do this, have faith in yourself that you can move mountains.

I will say that you definitely must have a heart for nursing.

Personally, I want to be a Pediatric Oncologist and work at St. Jude Children's Research Hospital. Just the thought of those precious children going through the hardest part of their lives, keeps me going so that I can be there for them. I want to be a light to my patients and their families during a dark time. When I feel like giving up, I just think about how many lives I have the chance to touch and I keep on going.

So when you feel like giving up, just think about your future patients and how you can make a difference, even if its only for one person. I love the quote from Katie Davis that states, "I will not change the world, Jesus will do that. But I can change the world for one person. So I will keep loving, one person at a time."

Even though this quote is about foreign missions, I believe it fits the mold for nursing as well.

Nurses have the opportunity to change the world for people every day. Just remember that, smile, don't give up, and keep pushing toward your goal.

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Dave Ramsey, Thank You For Sharing Your Money Tips And Knowledge With The Rest Of Us

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Paid off student debtDave Ramsey Instagram

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