Sometimes Bad Situations Are Blessings In Disguise

Sometimes Bad Situations Are Blessings In Disguise

My money troubles made way for solutions I never anticipated.
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Usually, when bad stuff happens to me, I just grit my teeth through it and whether the terror 'till the situation subsides.

Lately, however, when bad stuff happens to me, it paves the way for a blessing I didn't expect.

Anyone who knows me personally is aware that I'm bad with money. From the very first job I ever got as a teenager, I have been directed on what to do with my money. People in my life were upset when I wanted to do what I wished to do with my own money. However, I still spent my money on what I wanted — leading them to accept that it was my way or the highway.

My freshman year in college introduced me to the mighty credit card. They were being passed out on campus like free ice cream. No one taught me about credit before. All I knew was I now had a free $500 card! 'Till the statement came. Once I paid the cards off, I cut them up and learned not to depend on them (for a few years, anyway).

As a young adult, there came checking account miscalculations. I'm not a mathematician, so balancing a checkbook was too difficult a task. As a result, my checking account was always in the hole and coupled with the fact that I spent my money on whatever and whenever, that account was closed. This fiasco paved the way for me to do away with dealing with banks altogether and stick to prepaid accounts.

For the last 10 years, I've been under the spell of the payday loan. I took out small ones at first — $176 every paycheck. I couldn't get enough of having an extra $125 every paycheck! When I was starting to go overboard, I stopped the small loans, and then left the job I was at.

I had a couple of opportunities to maintain a second job which helped me immensely financially. Then I ran into a nightmarish roommate situation where I needed to get out ASAP. This is where the big loans came in and saved me.

I was a loyal customer to CashNetUSA for years. They gave me sizable installment loans without the runaround and worked with me when new jobs or medical emergencies messed up my payback schedule.

I kicked my payday loan habit for two years, and then I wanted to get another one. However, when you drop the habit and come back, your rhythm gets disrupted. So now, until I pay them back and take another break from payday loans, I'll be in the clear to start again.

Currently, I've been trying to find another payday loan place that is as good as CashNetUSA because I'm hurting since again I've been denied to finish my last semester. No school = no refund check = no bills are getting paid again. Then my boss asks me to work extra hours since I'm not in school. This means the 30 extra hours I'm working every two weeks will pay the bills I'm behind on.

Bad financial predicaments happen to me often. Yet somehow something out of left field comes along and changes my situation for the better. Often, the new way requires more work on my part. Hard work doesn't bother me, as long as I can overcome a setback because of it. I don't know if it's fate intervening at the last minute for me or a Guardian Angel looking after me, but I'll take it.

Cover Image Credit: Pexels

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30 Things I'd Rather Be Than 'Pretty'

Because "pretty" is so overrated.
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Nowadays, we put so much emphasis on our looks. We focus so much on the outside that we forget to really focus on what matters. I was inspired by a list that I found online of "Things I Would Rather Be Called Instead Of Pretty," so I made my own version. Here is a list of things that I would rather be than "pretty."

1. Captivating

I want one glance at me to completely steal your breath away.

2. Magnetic

I want people to feel drawn to me. I want something to be different about me that people recognize at first glance.

3. Raw

I want to be real. Vulnerable. Completely, genuinely myself.

4. Intoxicating

..and I want you addicted.

5. Humble

I want to recognize my abilities, but not be boastful or proud.

6. Exemplary

I want to stand out.

7. Loyal

I want to pride myself on sticking out the storm.

8. Fascinating

I want you to be hanging on every word I say.

9. Empathetic

I want to be able to feel your pain, so that I can help you heal.

10. Vivacious

I want to be the life of the party.

11. Reckless

I want to be crazy. Thrilling. Unpredictable. I want to keep you guessing, keep your heart pounding, and your blood rushing.

12. Philanthropic

I want to give.

13. Philosophical

I want to ask the tough questions that get you thinking about the purpose of our beating hearts.

14. Loving

When my name is spoken, I want my tenderness to come to mind.

15. Quaintrelle

I want my passion to ooze out of me.

16. Belesprit

I want to be quick. Witty. Always on my toes.

17. Conscientious

I want to always be thinking of others.

18. Passionate

...and I want people to know what my passions are.

19. Alluring

I want to be a woman who draws people in.

20. Kind

Simply put, I want to be pleasant and kind.

21. Selcouth

Even if you've known me your whole life, I want strange, yet marvelous. Rare and wondrous.

22. Pierian

From the way I move to the way I speak, I want to be poetic.

23. Esoteric

Do not mistake this. I do not want to be misunderstood. But rather I'd like to keep my circle small and close. I don't want to be an average, everyday person.

24. Authentic

I don't want anyone to ever question whether I am being genuine or telling the truth.

25. Novaturient

..about my own life. I never want to settle for good enough. Instead I always want to seek to make a positive change.

26. Observant

I want to take all of life in.

27. Peart

I want to be honestly in good spirits at all times.

28. Romantic

Sure, I want to be a little old school in this sense.

29. Elysian

I want to give you the same feeling that you get in paradise.

30. Curious

And I never want to stop searching for answers.
Cover Image Credit: Favim

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A College Student's Guide To Self-Care 101

A trend on the rise, self-care is becoming more and more prevalent.

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My social media sites have been exploding with mentions of self-care. Tweets about the concept are ever on the rise and I think it is important to explore the concept. Self-care practices have become increasingly common because people are ever interested in tending to their emotional and physical wellbeing.

Unfortunately, with the popularization of the concept comes misconceptions. Self-care is not strictly about "treating yourself" and face masks. Additionally, it encompasses growth, reflection, and change. So, without further adieu, here are my top ten self-care tips!

1. Learn to be by yourself

This one is harder than people would think at first. Everyone's personality is different and, therefore, their affinity to being alone will differ as well. However, as I mentioned before, self-care is not only about physical practices. It is about eliminating toxicity from your life. This means eliminating bad habits, which is achieved through reflection and acknowledgment of the problematic habituation. Being by yourself allows you to set your own goals for yourself without any influence from outside factors. Additionally, the ability to be by yourself aids in establishing good self-esteem and ensures that the relationships you allow in your life are true and special rather than just to pass time.

2. Accept compliments

I don't know how this became normalized or why, but I despise the fact that girls have been taught to downplay their confidence. If someone offers a compliment, smile and accept it. Positive feelings towards yourself should be integral parts of your thought processes. Additionally, pay yourself compliments. They don't have to be said out loud but appreciate the beauty that is your body. It does so much for you, the least you could do is appreciate it every now and then.

3. Hold yourself accountable

Like I said earlier, part of self-care is eliminating bad habits. The tendency to attribute one's own failures and shortcomings to external forces is self-serving bias and those with good self-esteem are guilty of it. It may be difficult to balance attribution and self-esteem but in order to achieve growth, you have to acknowledge your own faults. This will allow for clarity and for you to work towards achieving better habits.

4. Don't bottle up your feelings

I am especially guilty of not following this tip. Keeping to yourself may seem like the easier thing to do and, if you are like anything like me, you may hate being seen as an inconvenience. However, I know that if I bottle up for too long, I tend to shut down and then I won't be able to achieve anything. Expressing your feelings is okay. Crying is okay. Anger is okay. Emotion is okay.

5. Try new things

Take a yoga class. Volunteer. Go to a new restaurant. Anything that pushes you out of your comfort zone incubates growth. You don't even have to enjoy everything you do, you just have to try. However, you may also find a new passion because of it.

6. Get some sleep

Don't spend all your time sleeping and lose all motivation to do anything, but make a conscious effort to get sufficient sleep so that all of your days can be as efficient as possible. You will be more energized and your immune system, as well as your physical appearance, will thank you.

7. Don't force yourself to do things you don't like

I know I said to try new things. However, if your best friend loves running and you go with her one day and find out you HATE it, don't force yourself. Find what works for you through trial and error. You will be much happier with your own flow and it keeps you from developing resentment.

8. Learn to say no

All the women in my life are especially guilty of this. We spread ourselves too thin because we can't say no. This goes hand in hand with not forcing yourself to do things that you don't want to do. Saying no doesn't make you a bitch, it makes you strong and lets people know that you know what you want.

9. Say what you mean

Don't sugarcoat things. It will leave you feeling unfulfilled and, quite frankly, it's exhausting trying to tiptoe around what you really mean. Don't be rude or aggressive, rather assertive and straight forward. It will make you a better communicator and will take pressure off of you as well.

10. Finally, treat yourself

I said self care wasn't entirely about that. I didn't say it wasn't necessary.

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