There's no denying this fact: Fordham University is expensive.

Textbooks are expensive, tuition and board are expensive, but the cost of living in the city is what really does me in. Subways, groceries, nights out with friends - it adds up quickly. From one broke Fordham student to another, here are my top ten, not-so-terrible, money-making schemes.

1. Sell Old Stuff

Especially in the city, there's a huge market for second-hand or vintage clothing in good condition. Be warned - not every piece you offer up at a store will be accepted, and most pieces aren't going to sell for major amounts of cash, but if you're not wearing it anyway, why not make a few extra bucks off of it?

A few shops local to Manhattan are Buffalo Exchange and Beacon's Closet . Besides clothes, take advantage of the market for hardly touched textbooks. Instead of returning them for 10 cents at your university library, post them on a school Facebook page, Amazon, or another sell/buy site.

2. Babysit

The need for responsible part-time sitters in NYC is abundant. A lot of parents need help, whether that be with after-school pick up and care, or a few date nights a month. Join sites like Sitter City and Care.com to find local families who need help on your schedule and within your qualifications.

Another great way to find potential families is to check out local preschools, apartment buildings, or community centers and ask if you would be allowed to post a flyer advertising your sitter-services. Rates vary depending on number of children, their age, and your responsibilities, so be sure to do some research before accepting any offers.

3. (Fur-)Babysit

Pets need just as much attention as kids do, especially when they have owners who are commuting, traveling, or lead busy social lives.

Wag! and Rover are both great sites to join if you're an animal person who's down to walk, sit, or feed a pet for some pay. Additionally, there are salons and dog-care centers like Biscuits & Bath that hire full and part-time animal handlers and walkers and provide all necessary training at their location.

4. Apps

From money saving apps like Qapital which rounds your purchases up to the nearest dollar and puts the change into savings, or apps like Task Rabbit which allow you to volunteer your services for simple errands or specialty skill jobs, there are hundreds of apps that are geared towards earning and saving pocket change.

5. Nude Modeling

While you definitely need to have a specific type of personality to sign yourself up as a nude model, there are opportunities for people of every color, shape, age, and gender who are willing to strip down in the name of art. My one precaution in trying this out would be to DO YOUR RESEARCH.

Only accept jobs from valid and certified programs (universities, local art schools or galleries). An ad on a sketchy site is not the place you want to put your faith in for this one.

6. Do Free Things

Guys. If you really don't have the time for a job or you're between work/interviews, stop spending money on non-necessities. There is so much to do in New York City for free. Plenty of museums and exhibits have free/pay-what-you-wish hours or dates if you take five minutes to look for them. For more fun free activities, check out Time Out NY which posts free events weekly, monthly, and annually.

7. Tutor

As a student yourself, you know what the learning process is like, and you know what works and what won't. Again, sites like Care.com come in handy in helping to connect you with kids who might need some extra help. Offer your services in whatever field you major in to increase your chances of finding a job suited to you - a mathematics major, for example, will have an edge over an English major if a child is struggling with algebra.

8. Street Performance (and more...)

Sing? Dance? Perform spoken word poetry? It's not the most lucrative idea on this list, but if you have a passion for performing something (anything!) it's a fun way to spend an afternoon and you could make a little money for coffee at least. If being out in the street isn't your thing, look up local clubs, cafes, bars, etc. for contests with a cash prize, or audition for local film, advertisements, or productions.

9. Participate In Research Studies

There are probably three hospitals/medical centers within a .5 mile radius of Fordham college. St. Luke's Mt. Sinai, specifically, is sometimes looking for volunteers to participate in paid research or clinical trials. Compensation varies depending on level of commitment, and you won't qualify for every study.

Keep an eye out though, and check up on sites like NYU's to stay up to date on what's needed. Many similar centers for research hold studies in or right outside of the city if you do a little digging online.

10. Bartend

In NYC especially, bar-tending can be an extremely profitable student job. Keep in mind that while 21 is the legal drinking age, the minimum age to bartend is only 18. If you're willing to give up some weekends out in return for great tips, bartending is your number one option.

Another thing to be aware of is that the more upscale the bar, the more requirements they'll probably have for hires. So while it is not required by law, some bars may ask you to get certified in mixology/bartending. This can be done at bartending schools which offer fairly quick, intensive courses that show you the tricks of the trade.

Fair warning - these courses can be pricey, so if you're not planning to stick with bartending for more than a couple of years, it may not be worth it. However, the money you invest into training will definitely come back to you as it will get you better jobs at more upscale bars, which usually cater to wealthier clientele and generous tippers.